The Rate Engine

Interest rates in November 2017

Every rate we track, as it stood on 2017-11-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2017-10 · 2017-12

auto

card

consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US10.57%2017-11-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.33%2017-11-01
Household deposit rate (agreed maturity, new business) — BEBE0.31%2017-11-01
Household deposit rate (agreed maturity, new business) — BGBG0.20%2017-11-01
Household deposit rate (agreed maturity, new business) — CYCY1.28%2017-11-01
Household deposit rate (agreed maturity, new business) — DEDE0.28%2017-11-01
Household deposit rate (agreed maturity, new business) — EEEE0.70%2017-11-01
Household deposit rate (agreed maturity, new business) — ESES0.10%2017-11-01
Household deposit rate (agreed maturity, new business) — FIFI0.36%2017-11-01
Household deposit rate (agreed maturity, new business) — FRFR1.00%2017-11-01
Household deposit rate (agreed maturity, new business) — GRGR0.60%2017-11-01
Household deposit rate (agreed maturity, new business) — HRHR0.40%2017-11-01
Household deposit rate (agreed maturity, new business) — IEIE0.07%2017-11-01
Household deposit rate (agreed maturity, new business) — ITIT0.76%2017-11-01
Household deposit rate (agreed maturity, new business) — LTLT0.30%2017-11-01
Household deposit rate (agreed maturity, new business) — LULU0.08%2017-11-01
Household deposit rate (agreed maturity, new business) — LVLV0.72%2017-11-01
Household deposit rate (agreed maturity, new business) — MTMT0.88%2017-11-01
Household deposit rate (agreed maturity, new business) — NLNL1.36%2017-11-01
Household deposit rate (agreed maturity, new business) — PTPT0.22%2017-11-01
Household deposit rate (agreed maturity, new business) — SISI0.30%2017-11-01
Household deposit rate (agreed maturity, new business) — SKSK0.78%2017-11-01
Household deposit rate (agreed maturity, new business) — U2U20.37%2017-11-01
UK 2-year fixed rate savings bondGB0.72%2017-11-30
UK instant access savings rateGB0.12%2017-11-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US3.30%2017-11-30
30-year fixed rate mortgage average (PMMS)US3.90%2017-11-30
Mortgage rate (loans to households for house purchase, new business) — ATAT1.84%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — BEBE2.04%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.58%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.84%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.35%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.90%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.97%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.64%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.89%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.12%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.98%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.22%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.72%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.73%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.81%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.43%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.53%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.41%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.70%2017-11-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.87%2017-11-01
OBMMI — 15-Year Fixed Rate ConformingUS3.57%2017-11-30
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.26%2017-11-30
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS4.06%2017-11-30
OBMMI — FHA 30-Year FixedUS4.29%2017-11-30
OBMMI — Jumbo 30-Year FixedUS4.19%2017-11-30
OBMMI — LTV >80, FICO <680US4.73%2017-11-30
OBMMI — LTV >80, FICO ≥740US4.18%2017-11-30
OBMMI — LTV >80, FICO 680–699US4.41%2017-11-30
OBMMI — LTV >80, FICO 700–719US4.36%2017-11-30
OBMMI — LTV >80, FICO 720–739US4.29%2017-11-30
OBMMI — LTV ≤80, FICO <680US4.57%2017-11-30
OBMMI — LTV ≤80, FICO ≥740US4.11%2017-11-30
OBMMI — LTV ≤80, FICO 680–699US4.40%2017-11-30
OBMMI — LTV ≤80, FICO 700–719US4.27%2017-11-30
OBMMI — LTV ≤80, FICO 720–739US4.20%2017-11-30
OBMMI — USDA 30-Year FixedUS4.17%2017-11-30
OBMMI — VA 30-Year FixedUS4.04%2017-11-30
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.24%2017-11-29
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.74%2017-11-29
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA4.99%2017-11-29
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2017-11-29
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA0.73%2017-11-29
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.35%2017-11-29
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.60%2017-11-29
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2017-11-29
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.05%2017-11-29
Posted rate (major chartered banks) — Prime rateCA3.20%2017-11-29
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.58%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.10%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA3.11%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.19%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA2.97%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.32%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA4.82%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.11%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA3.06%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.22%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA2.98%2017-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.19%2017-11-01
UK 2-year fixed mortgage rate (75% LTV)GB1.61%2017-11-30
UK 5-year fixed mortgage rate (75% LTV)GB1.68%2017-11-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.00%2017-11-30
Bank of England Bank RateGB0.49%2017-11-30
ECB deposit facility rateU2-0.40%2017-11-30

About this snapshot

115 series had published data by 2017-11-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.