The Rate Engine

Interest rates in October 2017

Every rate we track, as it stood on 2017-10-31. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2017-09 · 2017-11

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US9.76%2017-08-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.31%2017-10-01
Household deposit rate (agreed maturity, new business) — BEBE0.30%2017-10-01
Household deposit rate (agreed maturity, new business) — BGBG0.22%2017-10-01
Household deposit rate (agreed maturity, new business) — CYCY1.22%2017-10-01
Household deposit rate (agreed maturity, new business) — DEDE0.26%2017-10-01
Household deposit rate (agreed maturity, new business) — EEEE0.66%2017-10-01
Household deposit rate (agreed maturity, new business) — ESES0.10%2017-10-01
Household deposit rate (agreed maturity, new business) — FIFI0.37%2017-10-01
Household deposit rate (agreed maturity, new business) — FRFR0.92%2017-10-01
Household deposit rate (agreed maturity, new business) — GRGR0.63%2017-10-01
Household deposit rate (agreed maturity, new business) — HRHR0.41%2017-10-01
Household deposit rate (agreed maturity, new business) — IEIE0.07%2017-10-01
Household deposit rate (agreed maturity, new business) — ITIT0.77%2017-10-01
Household deposit rate (agreed maturity, new business) — LTLT0.37%2017-10-01
Household deposit rate (agreed maturity, new business) — LULU0.14%2017-10-01
Household deposit rate (agreed maturity, new business) — LVLV0.47%2017-10-01
Household deposit rate (agreed maturity, new business) — MTMT0.91%2017-10-01
Household deposit rate (agreed maturity, new business) — NLNL1.40%2017-10-01
Household deposit rate (agreed maturity, new business) — PTPT0.26%2017-10-01
Household deposit rate (agreed maturity, new business) — SISI0.28%2017-10-01
Household deposit rate (agreed maturity, new business) — SKSK0.69%2017-10-01
Household deposit rate (agreed maturity, new business) — U2U20.38%2017-10-01
UK 2-year fixed rate savings bondGB0.74%2017-10-31
UK instant access savings rateGB0.12%2017-10-31

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US3.25%2017-10-26
30-year fixed rate mortgage average (PMMS)US3.94%2017-10-26
Mortgage rate (loans to households for house purchase, new business) — ATAT1.84%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — BEBE2.07%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.74%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.85%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.44%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.92%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.98%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.66%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.59%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.23%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — ITIT2.02%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.07%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.73%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.68%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.84%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.41%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.52%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.41%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.74%2017-10-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.88%2017-10-01
OBMMI — 15-Year Fixed Rate ConformingUS3.49%2017-10-31
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.22%2017-10-31
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS4.06%2017-10-31
OBMMI — FHA 30-Year FixedUS4.25%2017-10-31
OBMMI — Jumbo 30-Year FixedUS4.24%2017-10-31
OBMMI — LTV >80, FICO <680US4.67%2017-10-31
OBMMI — LTV >80, FICO ≥740US4.15%2017-10-31
OBMMI — LTV >80, FICO 680–699US4.37%2017-10-31
OBMMI — LTV >80, FICO 700–719US4.35%2017-10-31
OBMMI — LTV >80, FICO 720–739US4.22%2017-10-31
OBMMI — LTV ≤80, FICO <680US4.50%2017-10-31
OBMMI — LTV ≤80, FICO ≥740US4.08%2017-10-31
OBMMI — LTV ≤80, FICO 680–699US4.31%2017-10-31
OBMMI — LTV ≤80, FICO 700–719US4.26%2017-10-31
OBMMI — LTV ≤80, FICO 720–739US4.15%2017-10-31
OBMMI — USDA 30-Year FixedUS4.15%2017-10-31
OBMMI — VA 30-Year FixedUS3.98%2017-10-31
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.24%2017-10-25
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.64%2017-10-25
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA4.99%2017-10-25
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2017-10-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA0.73%2017-10-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.35%2017-10-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.60%2017-10-25
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2017-10-25
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.05%2017-10-25
Posted rate (major chartered banks) — Prime rateCA3.20%2017-10-25
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.55%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA2.95%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA2.98%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.06%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.05%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.20%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA4.76%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.02%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA2.94%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.08%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.02%2017-10-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.09%2017-10-01
UK 2-year fixed mortgage rate (75% LTV)GB1.55%2017-10-31
UK 5-year fixed mortgage rate (75% LTV)GB1.70%2017-10-31

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.00%2017-10-31
Bank of England Bank RateGB0.25%2017-10-31
ECB deposit facility rateU2-0.40%2017-10-31

About this snapshot

115 series had published data by 2017-10-31. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.