The Rate Engine

OBMMI — LTV >80, FICO 700–719

7.13per cent, observed 2026-09-11.
OBMMI — LTV >80, FICO 700–7192017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV >80, FICO 700–719
2026-09-117.13%
2026-08-266.784%
2026-08-116.798%
2026-07-276.757%
2026-07-106.749%
2026-06-246.6%
2026-06-086.602%
2026-05-216.659%
2026-05-066.569%
2026-04-216.41%
2026-04-036.477%
2026-03-196.369%
2026-03-046.156%
2026-02-176.083%
2026-01-306.224%
2026-01-146.279%
2025-12-296.318%
2025-12-106.402%
2025-11-216.327%
2025-11-056.434%
2025-10-216.357%
2025-10-036.458%
2025-09-186.359%
2025-09-036.633%
2025-08-186.691%
2025-08-016.711%
2025-07-176.905%
2025-07-016.8%
2025-06-126.956%
2025-05-286.931%
2025-05-126.942%
2025-04-256.964%
2025-04-106.931%
2025-03-266.787%
2025-03-116.717%
2025-02-246.879%
2025-02-066.869%
2025-01-227.032%
2025-01-066.999%
2024-12-176.946%
2024-12-026.821%
2024-11-136.945%
2024-10-286.844%
2024-10-106.521%
2024-09-256.262%
2024-09-106.362%
2024-08-226.548%
2024-08-076.728%
2024-07-236.917%
2024-07-086.964%
2024-06-206.993%
2024-06-047.086%
2024-05-177.114%
2024-05-027.328%
2024-04-177.371%
2024-04-026.9%
2024-03-186.991%
2024-03-016.923%
2024-02-147.064%
2024-01-306.752%
2024-01-126.668%
2023-12-276.696%
2023-12-117.299%
2023-11-227.449%
2023-11-037.622%
2023-10-197.87%
2023-10-037.745%
2023-09-187.291%
2023-08-317.24%
2023-08-167.25%
2023-08-017.02%
2023-07-176.973%
2023-06-296.922%
2023-06-136.873%
2023-05-266.902%
2023-05-116.572%
2023-04-266.548%
2023-04-116.502%
2023-03-276.541%
2023-03-106.833%
2023-02-236.643%
2023-02-076.401%
2023-01-236.295%
2023-01-046.581%
2022-12-166.406%
2022-12-016.511%
2022-11-146.866%
2022-10-277.053%
2022-10-126.967%
2022-09-266.813%
2022-09-096.067%
2022-08-245.897%
2022-08-095.565%
2022-07-255.806%
2022-07-086.045%
2022-06-226.058%
2022-06-065.681%
2022-05-195.571%
2022-05-045.705%
2022-04-195.487%
2022-04-045.026%
2022-03-174.681%
2022-03-024.223%
2022-02-144.296%
2022-01-283.91%
2022-01-123.735%
2021-12-273.436%
2021-12-093.478%
2021-11-223.398%
2021-11-043.368%
2021-10-203.372%
2021-10-043.268%
2021-09-173.183%
2021-09-013.167%
2021-08-173.169%
2021-08-023.1%
2021-07-163.211%
2021-06-303.267%
2021-06-153.273%
2021-05-273.258%
2021-05-123.274%
2021-04-273.257%
2021-04-123.362%
2021-03-263.43%
2021-03-113.278%
2021-02-243.201%
2021-02-082.934%
2021-01-222.91%
2021-01-062.907%
2020-12-182.846%
2020-12-032.888%
2020-11-172.914%
2020-10-302.971%
2020-10-153.007%
2020-09-292.988%
2020-09-143.028%
2020-08-273.072%
2020-08-113.038%
2020-07-273.11%
2020-07-103.201%
2020-06-243.338%
2020-06-093.348%
2020-05-223.453%
2020-05-073.489%
2020-04-223.531%
2020-04-073.586%
2020-03-233.556%
2020-03-063.426%
2020-02-203.835%
2020-02-043.858%
2020-01-174.021%
2020-01-023.999%
2019-12-164.035%
2019-11-294.055%
2019-11-134.136%
2019-10-284.152%
2019-10-093.973%
2019-09-244.038%
2019-09-093.965%
2019-08-224.017%
2019-08-073.967%
2019-07-234.158%
2019-07-084.136%
2019-06-204.12%
2019-06-054.212%
2019-05-204.488%
2019-05-034.542%
2019-04-184.549%
2019-04-034.554%
2019-03-194.694%
2019-03-044.851%
2019-02-144.805%
2019-01-304.856%
2019-01-144.861%
2018-12-264.981%
2018-12-105.079%
2018-11-235.124%
2018-11-065.294%
2018-10-225.242%
2018-10-045.191%
2018-09-195.14%
2018-09-044.958%
2018-08-174.952%
2018-08-024.98%
2018-07-184.944%
2018-07-024.939%
2018-06-154.946%
2018-05-314.898%
2018-05-155.004%
2018-04-304.902%
2018-04-134.764%
2018-03-294.807%
2018-03-134.783%
2018-02-264.761%
2018-02-084.738%
2018-01-244.497%
2018-01-084.368%
2017-12-204.393%
2017-12-054.351%
2017-11-174.323%
2017-11-014.322%
2017-10-174.292%
2017-09-294.255%
2017-09-144.249%
2017-08-294.26%
2017-08-144.284%
2017-07-284.345%
2017-07-134.404%
2017-06-274.317%
2017-06-124.314%
2017-05-244.314%
2017-05-094.437%
2017-04-244.423%
2017-04-074.5%
2017-03-234.512%
2017-03-084.578%
2017-02-214.492%
2017-02-034.429%
2017-01-194.502%
2017-01-034.521%
Range on record2.858.03%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltvgt80-fico700.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.