The Rate Engine

Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)

0.01per cent, observed 2026-09-09.

Aggregate across the majors, NOT per institution. Posted rates are rarely paid — pair with A4_RATES_MORTGAGES for what borrowers are actually charged.

Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)1989-05-172026-09-09
Table view — 220 observations
DatePosted rate (major chartered banks) — Daily interest savings (balances over $100,000)
2026-09-090.01%
2026-07-080.01%
2026-05-060.01%
2026-03-040.01%
2025-12-310.01%
2025-11-050.01%
2025-09-030.01%
2025-07-020.01%
2025-04-300.01%
2025-02-260.01%
2024-12-250.01%
2024-10-230.01%
2024-08-210.01%
2024-06-190.01%
2024-04-240.01%
2024-02-210.01%
2023-12-200.01%
2023-10-180.01%
2023-08-160.01%
2023-06-140.01%
2023-04-120.01%
2023-02-080.01%
2022-12-070.01%
2022-10-120.01%
2022-08-100.01%
2022-06-080.01%
2022-04-060.01%
2022-02-020.01%
2021-12-010.01%
2021-09-290.01%
2021-07-280.01%
2021-05-260.01%
2021-03-310.01%
2021-01-270.01%
2020-11-250.01%
2020-09-230.01%
2020-07-220.01%
2020-05-200.01%
2020-03-180.05%
2020-01-150.05%
2019-11-130.05%
2019-09-110.05%
2019-07-170.05%
2019-05-150.05%
2019-03-130.05%
2019-01-090.05%
2018-11-070.05%
2018-09-050.05%
2018-07-040.05%
2018-05-020.05%
2018-02-280.05%
2018-01-030.05%
2017-11-010.05%
2017-08-300.05%
2017-06-280.05%
2017-04-260.05%
2017-02-220.05%
2016-12-210.05%
2016-10-190.05%
2016-08-170.05%
2016-06-220.05%
2016-04-200.05%
2016-02-170.05%
2015-12-160.05%
2015-10-140.05%
2015-08-120.05%
2015-06-100.15%
2015-04-080.15%
2015-02-040.15%
2014-12-100.15%
2014-10-080.15%
2014-08-060.15%
2014-06-040.15%
2014-04-020.15%
2014-01-290.15%
2013-11-270.15%
2013-09-250.15%
2013-07-240.15%
2013-05-290.15%
2013-03-270.15%
2013-01-230.15%
2012-11-210.15%
2012-09-190.15%
2012-07-180.15%
2012-05-160.15%
2012-03-140.15%
2012-01-110.15%
2011-11-160.15%
2011-09-140.15%
2011-07-130.15%
2011-05-110.15%
2011-03-090.25%
2011-01-050.25%
2010-11-030.25%
2010-09-010.25%
2010-06-300.2%
2010-05-050.2%
2010-03-030.2%
2009-12-300.2%
2009-10-280.2%
2009-08-260.2%
2009-06-240.25%
2009-04-220.25%
2009-02-180.25%
2008-12-170.25%
2008-10-220.25%
2008-08-200.25%
2008-06-180.25%
2008-04-160.5%
2008-02-130.5%
2007-12-120.5%
2007-10-100.5%
2007-08-080.5%
2007-06-060.5%
2007-04-040.5%
2007-02-070.5%
2006-12-060.5%
2006-10-040.5%
2006-08-020.5%
2006-05-310.75%
2006-03-290.75%
2006-01-250.75%
2005-11-230.75%
2005-09-210.75%
2005-07-270.75%
2005-05-250.75%
2005-03-230.75%
2005-01-190.75%
2004-11-170.75%
2004-09-150.75%
2004-07-140.75%
2004-05-120.75%
2004-03-100.75%
2004-01-140.75%
2003-11-120.75%
2003-09-100.75%
2003-07-091%
2003-05-071%
2003-03-051%
2003-01-011%
2002-10-301%
2002-08-281%
2002-07-031%
2002-05-011%
2002-02-271%
2001-12-261.25%
2001-10-241.5%
2001-08-222.51%
2001-06-203%
2001-04-183.5%
2001-02-144.04%
2000-12-204.43%
2000-10-184.5%
2000-08-164.5%
2000-06-144.43%
2000-04-124.17%
2000-02-094.03%
1999-12-083.58%
1999-10-063.56%
1999-08-043.68%
1999-06-093.46%
1999-04-073.77%
1999-02-033.76%
1998-12-023.84%
1998-09-303.96%
1998-07-293.95%
1998-05-273.77%
1998-03-253.6%
1998-01-213.2%
1997-11-262.59%
1997-09-241.99%
1997-07-232.4%
1997-05-212.13%
1997-03-192.11%
1997-01-151.87%
1996-11-131.93%
1996-09-112.98%
1996-07-103.72%
1996-05-153.75%
1996-03-134.29%
1996-01-104.55%
1995-11-084.95%
1995-09-065.3%
1995-07-055.82%
1995-05-036.77%
1995-03-016.79%
1994-12-285.81%
1994-10-264.39%
1994-08-314.52%
1994-06-295.69%
1994-04-274.84%
1994-02-232.87%
1993-12-222.92%
1993-10-203.54%
1993-08-183.44%
1993-06-163.71%
1993-04-144.14%
1993-02-175.07%
1992-12-166.47%
1992-10-146.7%
1992-08-124.1%
1992-06-105.01%
1992-04-086.19%
1992-02-056.07%
1991-12-046.44%
1991-10-027.37%
1991-08-077.69%
1991-06-057.84%
1991-04-038.7%
1991-01-309.66%
1990-11-2811.08%
1990-09-2611.39%
1990-07-2512.37%
1990-05-2312.62%
1990-03-2112.22%
1990-01-2411.5%
1989-11-2211.87%
1989-09-2011.81%
1989-07-1911.7%
1989-05-1711.75%
Range on record0.0112.80%since 1989-05-17
Observations1,948weekly
CountryCAmortgage

Source

Source
Bank of Canada
Observation date
Retrieved

Bank of Canada, Valet API.

Data

The full series is available as JSON at /data/series/ca-posted-daily-interest-savings-balances-over-100-000.json and may be reused freely with attribution.