Rate actually charged on new mortgage lending — Residential mortgages, insured, Total
4.22per cent, observed 2026-06-01.
Rates on new lending (funds advanced). Excludes outstanding-balance averages.
Rate actually charged on new mortgage lending — Residential mortgages, insured, Total2013-01-01 – 2026-06-01
Table view — 162 observations
| Date | Rate actually charged on new mortgage lending — Residential mortgages, insured, Total |
|---|---|
| 2026-06-01 | 4.22% |
| 2026-05-01 | 4.19% |
| 2026-04-01 | 4.15% |
| 2026-03-01 | 4.15% |
| 2026-02-01 | 4.13% |
| 2026-01-01 | 4.14% |
| 2025-12-01 | 4.16% |
| 2025-11-01 | 4.18% |
| 2025-10-01 | 4.21% |
| 2025-09-01 | 4.39% |
| 2025-08-01 | 4.35% |
| 2025-07-01 | 4.35% |
| 2025-06-01 | 4.38% |
| 2025-05-01 | 4.38% |
| 2025-04-01 | 4.51% |
| 2025-03-01 | 4.63% |
| 2025-02-01 | 4.73% |
| 2025-01-01 | 4.81% |
| 2024-12-01 | 4.84% |
| 2024-11-01 | 4.91% |
| 2024-10-01 | 5.05% |
| 2024-09-01 | 5.22% |
| 2024-08-01 | 5.35% |
| 2024-07-01 | 5.46% |
| 2024-06-01 | 5.52% |
| 2024-05-01 | 5.58% |
| 2024-04-01 | 5.63% |
| 2024-03-01 | 5.75% |
| 2024-02-01 | 5.9% |
| 2024-01-01 | 6.12% |
| 2023-12-01 | 6.26% |
| 2023-11-01 | 6.31% |
| 2023-10-01 | 6.25% |
| 2023-09-01 | 6.05% |
| 2023-08-01 | 5.84% |
| 2023-07-01 | 5.61% |
| 2023-06-01 | 5.5% |
| 2023-05-01 | 5.46% |
| 2023-04-01 | 5.51% |
| 2023-03-01 | 5.48% |
| 2023-02-01 | 5.53% |
| 2023-01-01 | 5.65% |
| 2022-12-01 | 5.52% |
| 2022-11-01 | 5.32% |
| 2022-10-01 | 5.21% |
| 2022-09-01 | 4.92% |
| 2022-08-01 | 4.47% |
| 2022-07-01 | 4.13% |
| 2022-06-01 | 3.53% |
| 2022-05-01 | 3.15% |
| 2022-04-01 | 2.93% |
| 2022-03-01 | 2.56% |
| 2022-02-01 | 2.39% |
| 2022-01-01 | 2.28% |
| 2021-12-01 | 2.25% |
| 2021-11-01 | 2.17% |
| 2021-10-01 | 2.12% |
| 2021-09-01 | 2.15% |
| 2021-08-01 | 2.18% |
| 2021-07-01 | 2.16% |
| 2021-06-01 | 2.12% |
| 2021-05-01 | 2.12% |
| 2021-04-01 | 2.06% |
| 2021-03-01 | 2.04% |
| 2021-02-01 | 2.06% |
| 2021-01-01 | 2.12% |
| 2020-12-01 | 2.16% |
| 2020-11-01 | 2.18% |
| 2020-10-01 | 2.2% |
| 2020-09-01 | 2.3% |
| 2020-08-01 | 2.4% |
| 2020-07-01 | 2.57% |
| 2020-06-01 | 2.68% |
| 2020-05-01 | 2.78% |
| 2020-04-01 | 2.85% |
| 2020-03-01 | 3.03% |
| 2020-02-01 | 3.2% |
| 2020-01-01 | 3.24% |
| 2019-12-01 | 3.23% |
| 2019-11-01 | 3.14% |
| 2019-10-01 | 3.12% |
| 2019-09-01 | 3.12% |
| 2019-08-01 | 3.16% |
| 2019-07-01 | 3.22% |
| 2019-06-01 | 3.33% |
| 2019-05-01 | 3.45% |
| 2019-04-01 | 3.58% |
| 2019-03-01 | 3.76% |
| 2019-02-01 | 3.82% |
| 2019-01-01 | 3.84% |
| 2018-12-01 | 3.79% |
| 2018-11-01 | 3.66% |
| 2018-10-01 | 3.59% |
| 2018-09-01 | 3.6% |
| 2018-08-01 | 3.54% |
| 2018-07-01 | 3.51% |
| 2018-06-01 | 3.35% |
| 2018-05-01 | 3.47% |
| 2018-04-01 | 3.55% |
| 2018-03-01 | 3.51% |
| 2018-02-01 | 3.42% |
| 2018-01-01 | 3.37% |
| 2017-12-01 | 3.32% |
| 2017-11-01 | 3.32% |
| 2017-10-01 | 3.2% |
| 2017-09-01 | 3.12% |
| 2017-08-01 | 2.9% |
| 2017-07-01 | 2.84% |
| 2017-06-01 | 2.8% |
| 2017-05-01 | 2.83% |
| 2017-04-01 | 2.87% |
| 2017-03-01 | 2.92% |
| 2017-02-01 | 2.91% |
| 2017-01-01 | 2.85% |
| 2016-12-01 | 2.69% |
| 2016-11-01 | 2.68% |
| 2016-10-01 | 2.68% |
| 2016-09-01 | 2.71% |
| 2016-08-01 | 2.72% |
| 2016-07-01 | 2.71% |
| 2016-06-01 | 2.75% |
| 2016-05-01 | 2.77% |
| 2016-04-01 | 2.83% |
| 2016-03-01 | 2.93% |
| 2016-02-01 | 2.88% |
| 2016-01-01 | 2.82% |
| 2015-12-01 | 2.69% |
| 2015-11-01 | 2.71% |
| 2015-10-01 | 2.66% |
| 2015-09-01 | 2.64% |
| 2015-08-01 | 2.65% |
| 2015-07-01 | 2.71% |
| 2015-06-01 | 2.78% |
| 2015-05-01 | 2.8% |
| 2015-04-01 | 2.82% |
| 2015-03-01 | 2.84% |
| 2015-02-01 | 2.87% |
| 2015-01-01 | 3.04% |
| 2014-12-01 | 3.05% |
| 2014-11-01 | 3.04% |
| 2014-10-01 | 3.01% |
| 2014-09-01 | 3.04% |
| 2014-08-01 | 3.06% |
| 2014-07-01 | 3.13% |
| 2014-06-01 | 3.16% |
| 2014-05-01 | 3.17% |
| 2014-04-01 | 3.16% |
| 2014-03-01 | 3.2% |
| 2014-02-01 | 3.22% |
| 2014-01-01 | 3.28% |
| 2013-12-01 | 3.27% |
| 2013-11-01 | 3.3% |
| 2013-10-01 | 3.32% |
| 2013-09-01 | 3.31% |
| 2013-08-01 | 3.22% |
| 2013-07-01 | 3.14% |
| 2013-06-01 | 3.08% |
| 2013-05-01 | 3.09% |
| 2013-04-01 | 3.11% |
| 2013-03-01 | 3.13% |
| 2013-02-01 | 3.19% |
| 2013-01-01 | 3.23% |
Range on record2.04–6.31%
Observations162
CountryCA
Source
- Source
- Bank of Canada
- Observation date
- Vintage
- Retrieved
Bank of Canada, Valet API.
Data
The full series is available as JSON at /data/series/ca-charged-residential-mortgages-insured-total.json and may be reused freely with attribution.