The Rate Engine

OBMMI — 15-Year Fixed Rate Conforming

6.239per cent, observed 2026-09-11.
OBMMI — 15-Year Fixed Rate Conforming2017-01-032026-09-11
Table view — 220 observations
DateOBMMI — 15-Year Fixed Rate Conforming
2026-09-116.239%
2026-08-265.987%
2026-08-115.993%
2026-07-275.989%
2026-07-105.773%
2026-06-245.767%
2026-06-085.727%
2026-05-215.92%
2026-05-065.659%
2026-04-215.524%
2026-04-035.705%
2026-03-195.646%
2026-03-045.352%
2026-02-175.306%
2026-01-305.412%
2026-01-145.297%
2025-12-295.445%
2025-12-105.551%
2025-11-215.435%
2025-11-055.543%
2025-10-215.46%
2025-10-035.437%
2025-09-185.549%
2025-09-035.714%
2025-08-185.811%
2025-08-015.783%
2025-07-175.901%
2025-07-015.787%
2025-06-126.02%
2025-05-286.026%
2025-05-125.989%
2025-04-255.997%
2025-04-105.956%
2025-03-265.893%
2025-03-115.802%
2025-02-246.057%
2025-02-066.032%
2025-01-226.259%
2025-01-066.191%
2024-12-176.087%
2024-12-026.074%
2024-11-136.117%
2024-10-286.141%
2024-10-105.625%
2024-09-255.224%
2024-09-105.423%
2024-08-225.697%
2024-08-075.57%
2024-07-236.254%
2024-07-086.385%
2024-06-206.096%
2024-06-046.308%
2024-05-176.235%
2024-05-026.59%
2024-04-176.594%
2024-04-026.189%
2024-03-186.435%
2024-03-016.268%
2024-02-146.224%
2024-01-305.929%
2024-01-125.817%
2023-12-275.787%
2023-12-116.283%
2023-11-226.711%
2023-11-036.739%
2023-10-197.074%
2023-10-036.975%
2023-09-186.668%
2023-08-316.611%
2023-08-166.58%
2023-08-016.353%
2023-07-176.182%
2023-06-296.142%
2023-06-136.118%
2023-05-266.197%
2023-05-115.631%
2023-04-265.694%
2023-04-115.639%
2023-03-275.573%
2023-03-105.96%
2023-02-235.994%
2023-02-075.524%
2023-01-235.332%
2023-01-045.895%
2022-12-165.683%
2022-12-015.62%
2022-11-146.127%
2022-10-276.142%
2022-10-125.973%
2022-09-265.95%
2022-09-095.194%
2022-08-245.128%
2022-08-094.719%
2022-07-254.762%
2022-07-084.804%
2022-06-225.033%
2022-06-064.572%
2022-05-194.499%
2022-05-044.599%
2022-04-194.44%
2022-04-043.925%
2022-03-173.609%
2022-03-023.247%
2022-02-143.303%
2022-01-282.967%
2022-01-122.774%
2021-12-272.51%
2021-12-092.556%
2021-11-222.585%
2021-11-042.468%
2021-10-202.495%
2021-10-042.376%
2021-09-172.294%
2021-09-012.297%
2021-08-172.278%
2021-08-022.232%
2021-07-162.383%
2021-06-302.471%
2021-06-152.441%
2021-05-272.47%
2021-05-122.502%
2021-04-272.502%
2021-04-122.561%
2021-03-262.589%
2021-03-112.528%
2021-02-242.47%
2021-02-082.308%
2021-01-222.322%
2021-01-062.295%
2020-12-182.298%
2020-12-032.388%
2020-11-172.418%
2020-10-302.461%
2020-10-152.473%
2020-09-292.463%
2020-09-142.44%
2020-08-272.509%
2020-08-112.462%
2020-07-272.517%
2020-07-102.527%
2020-06-242.662%
2020-06-092.674%
2020-05-222.724%
2020-05-072.796%
2020-04-222.88%
2020-04-072.879%
2020-03-232.994%
2020-03-062.691%
2020-02-203.127%
2020-02-043.126%
2020-01-173.215%
2020-01-023.247%
2019-12-163.339%
2019-11-293.285%
2019-11-133.35%
2019-10-283.416%
2019-10-093.187%
2019-09-243.341%
2019-09-093.188%
2019-08-223.189%
2019-08-073.144%
2019-07-233.363%
2019-07-083.341%
2019-06-203.287%
2019-06-053.461%
2019-05-203.726%
2019-05-033.78%
2019-04-183.795%
2019-04-033.781%
2019-03-193.913%
2019-03-043.98%
2019-02-144.016%
2019-01-304.042%
2019-01-143.993%
2018-12-264.28%
2018-12-104.314%
2018-11-234.35%
2018-11-064.545%
2018-10-224.482%
2018-10-044.384%
2018-09-194.327%
2018-09-044.213%
2018-08-174.258%
2018-08-024.319%
2018-07-184.219%
2018-07-024.226%
2018-06-154.25%
2018-05-314.189%
2018-05-154.281%
2018-04-304.214%
2018-04-134.114%
2018-03-294.025%
2018-03-134.072%
2018-02-264.042%
2018-02-084.005%
2018-01-243.792%
2018-01-083.614%
2017-12-203.631%
2017-12-053.596%
2017-11-173.527%
2017-11-013.492%
2017-10-173.426%
2017-09-293.407%
2017-09-143.348%
2017-08-293.314%
2017-08-143.344%
2017-07-283.439%
2017-07-133.491%
2017-06-273.4%
2017-06-123.395%
2017-05-243.429%
2017-05-093.503%
2017-04-243.434%
2017-04-073.516%
2017-03-233.557%
2017-03-083.652%
2017-02-213.579%
2017-02-033.563%
2017-01-193.633%
2017-01-033.633%
Range on record2.227.31%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-15y.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.