Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and over
4.01per cent, observed 2026-06-01.
Rates on new lending (funds advanced). Excludes outstanding-balance averages.
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and over2013-01-01 – 2026-06-01
Table view — 162 observations
| Date | Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and over |
|---|---|
| 2026-06-01 | 4.01% |
| 2026-05-01 | 3.96% |
| 2026-04-01 | 3.95% |
| 2026-03-01 | 3.96% |
| 2026-02-01 | 3.89% |
| 2026-01-01 | 3.94% |
| 2025-12-01 | 3.97% |
| 2025-11-01 | 3.94% |
| 2025-10-01 | 3.97% |
| 2025-09-01 | 4.05% |
| 2025-08-01 | 3.99% |
| 2025-07-01 | 3.95% |
| 2025-06-01 | 3.92% |
| 2025-05-01 | 3.92% |
| 2025-04-01 | 3.98% |
| 2025-03-01 | 4.13% |
| 2025-02-01 | 4.25% |
| 2025-01-01 | 4.29% |
| 2024-12-01 | 4.21% |
| 2024-11-01 | 4.28% |
| 2024-10-01 | 4.39% |
| 2024-09-01 | 4.52% |
| 2024-08-01 | 4.73% |
| 2024-07-01 | 4.82% |
| 2024-06-01 | 4.86% |
| 2024-05-01 | 4.9% |
| 2024-04-01 | 4.92% |
| 2024-03-01 | 4.99% |
| 2024-02-01 | 5.07% |
| 2024-01-01 | 5.27% |
| 2023-12-01 | 5.52% |
| 2023-11-01 | 5.64% |
| 2023-10-01 | 5.54% |
| 2023-09-01 | 5.35% |
| 2023-08-01 | 5.2% |
| 2023-07-01 | 5.02% |
| 2023-06-01 | 4.83% |
| 2023-05-01 | 4.77% |
| 2023-04-01 | 4.89% |
| 2023-03-01 | 4.84% |
| 2023-02-01 | 4.88% |
| 2023-01-01 | 5.02% |
| 2022-12-01 | 5.06% |
| 2022-11-01 | 4.97% |
| 2022-10-01 | 4.85% |
| 2022-09-01 | 4.61% |
| 2022-08-01 | 4.35% |
| 2022-07-01 | 3.97% |
| 2022-06-01 | 3.56% |
| 2022-05-01 | 3.31% |
| 2022-04-01 | 3.14% |
| 2022-03-01 | 2.88% |
| 2022-02-01 | 2.71% |
| 2022-01-01 | 2.52% |
| 2021-12-01 | 2.38% |
| 2021-11-01 | 2.23% |
| 2021-10-01 | 2.12% |
| 2021-09-01 | 2.18% |
| 2021-08-01 | 2.21% |
| 2021-07-01 | 2.17% |
| 2021-06-01 | 2.06% |
| 2021-05-01 | 2.03% |
| 2021-04-01 | 1.95% |
| 2021-03-01 | 1.91% |
| 2021-02-01 | 1.91% |
| 2021-01-01 | 1.92% |
| 2020-12-01 | 1.94% |
| 2020-11-01 | 1.96% |
| 2020-10-01 | 1.99% |
| 2020-09-01 | 2.09% |
| 2020-08-01 | 2.19% |
| 2020-07-01 | 2.36% |
| 2020-06-01 | 2.5% |
| 2020-05-01 | 2.62% |
| 2020-04-01 | 2.65% |
| 2020-03-01 | 2.71% |
| 2020-02-01 | 2.9% |
| 2020-01-01 | 2.91% |
| 2019-12-01 | 2.88% |
| 2019-11-01 | 2.82% |
| 2019-10-01 | 2.8% |
| 2019-09-01 | 2.8% |
| 2019-08-01 | 2.86% |
| 2019-07-01 | 2.94% |
| 2019-06-01 | 3.08% |
| 2019-05-01 | 3.21% |
| 2019-04-01 | 3.36% |
| 2019-03-01 | 3.57% |
| 2019-02-01 | 3.65% |
| 2019-01-01 | 3.69% |
| 2018-12-01 | 3.65% |
| 2018-11-01 | 3.58% |
| 2018-10-01 | 3.5% |
| 2018-09-01 | 3.49% |
| 2018-08-01 | 3.46% |
| 2018-07-01 | 3.44% |
| 2018-06-01 | 3.4% |
| 2018-05-01 | 3.37% |
| 2018-04-01 | 3.36% |
| 2018-03-01 | 3.33% |
| 2018-02-01 | 3.32% |
| 2018-01-01 | 3.25% |
| 2017-12-01 | 3.19% |
| 2017-11-01 | 3.19% |
| 2017-10-01 | 3.06% |
| 2017-09-01 | 2.93% |
| 2017-08-01 | 2.77% |
| 2017-07-01 | 2.64% |
| 2017-06-01 | 2.64% |
| 2017-05-01 | 2.71% |
| 2017-04-01 | 2.74% |
| 2017-03-01 | 2.79% |
| 2017-02-01 | 2.8% |
| 2017-01-01 | 2.71% |
| 2016-12-01 | 2.59% |
| 2016-11-01 | 2.55% |
| 2016-10-01 | 2.54% |
| 2016-09-01 | 2.54% |
| 2016-08-01 | 2.55% |
| 2016-07-01 | 2.58% |
| 2016-06-01 | 2.63% |
| 2016-05-01 | 2.67% |
| 2016-04-01 | 2.76% |
| 2016-03-01 | 2.78% |
| 2016-02-01 | 2.79% |
| 2016-01-01 | 2.78% |
| 2015-12-01 | 2.76% |
| 2015-11-01 | 2.72% |
| 2015-10-01 | 2.7% |
| 2015-09-01 | 2.7% |
| 2015-08-01 | 2.69% |
| 2015-07-01 | 2.71% |
| 2015-06-01 | 2.74% |
| 2015-05-01 | 2.75% |
| 2015-04-01 | 2.76% |
| 2015-03-01 | 2.82% |
| 2015-02-01 | 2.82% |
| 2015-01-01 | 3.06% |
| 2014-12-01 | 3.05% |
| 2014-11-01 | 3.05% |
| 2014-10-01 | 3.03% |
| 2014-09-01 | 3.01% |
| 2014-08-01 | 3.02% |
| 2014-07-01 | 3.04% |
| 2014-06-01 | 3.09% |
| 2014-05-01 | 3.17% |
| 2014-04-01 | 3.18% |
| 2014-03-01 | 3.34% |
| 2014-02-01 | 3.45% |
| 2014-01-01 | 3.55% |
| 2013-12-01 | 3.5% |
| 2013-11-01 | 3.56% |
| 2013-10-01 | 3.5% |
| 2013-09-01 | 3.39% |
| 2013-08-01 | 3.22% |
| 2013-07-01 | 3.08% |
| 2013-06-01 | 3% |
| 2013-05-01 | 3% |
| 2013-04-01 | 3.03% |
| 2013-03-01 | 3.09% |
| 2013-02-01 | 3.17% |
| 2013-01-01 | 3.2% |
Range on record1.91–5.64%
Observations162
CountryCA
Source
- Source
- Bank of Canada
- Observation date
- Vintage
- Retrieved
Bank of Canada, Valet API.
Data
The full series is available as JSON at /data/series/ca-charged-residential-mortgages-insured-fixed-rate-5-years-and-over.json and may be reused freely with attribution.