The Rate Engine

OBMMI — LTV >80, FICO 720–739

6.958per cent, observed 2026-09-11.
OBMMI — LTV >80, FICO 720–7392017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV >80, FICO 720–739
2026-09-116.958%
2026-08-266.682%
2026-08-116.74%
2026-07-276.657%
2026-07-106.58%
2026-06-246.501%
2026-06-086.56%
2026-05-216.672%
2026-05-066.407%
2026-04-216.341%
2026-04-036.388%
2026-03-196.318%
2026-03-046.125%
2026-02-176.078%
2026-01-306.151%
2026-01-146.122%
2025-12-296.232%
2025-12-106.313%
2025-11-216.324%
2025-11-056.304%
2025-10-216.32%
2025-10-036.36%
2025-09-186.315%
2025-09-036.556%
2025-08-186.688%
2025-08-016.75%
2025-07-176.888%
2025-07-016.811%
2025-06-126.819%
2025-05-286.94%
2025-05-126.871%
2025-04-256.786%
2025-04-106.823%
2025-03-266.757%
2025-03-116.646%
2025-02-246.807%
2025-02-066.897%
2025-01-226.965%
2025-01-066.948%
2024-12-176.81%
2024-12-026.737%
2024-11-136.766%
2024-10-286.863%
2024-10-106.515%
2024-09-256.188%
2024-09-106.26%
2024-08-226.49%
2024-08-076.638%
2024-07-236.831%
2024-07-086.961%
2024-06-206.911%
2024-06-047.035%
2024-05-176.886%
2024-05-027.272%
2024-04-177.22%
2024-04-026.839%
2024-03-186.96%
2024-03-016.999%
2024-02-146.885%
2024-01-306.646%
2024-01-126.66%
2023-12-276.749%
2023-12-117.088%
2023-11-227.348%
2023-11-037.514%
2023-10-197.883%
2023-10-037.624%
2023-09-187.307%
2023-08-317.163%
2023-08-167.201%
2023-08-016.99%
2023-07-176.885%
2023-06-296.865%
2023-06-136.819%
2023-05-267.003%
2023-05-116.42%
2023-04-266.537%
2023-04-116.543%
2023-03-276.499%
2023-03-106.722%
2023-02-236.682%
2023-02-076.292%
2023-01-236.213%
2023-01-046.49%
2022-12-166.342%
2022-12-016.425%
2022-11-146.723%
2022-10-277.044%
2022-10-126.928%
2022-09-266.747%
2022-09-095.963%
2022-08-245.779%
2022-08-095.477%
2022-07-255.707%
2022-07-085.856%
2022-06-225.956%
2022-06-065.518%
2022-05-195.49%
2022-05-045.594%
2022-04-195.361%
2022-04-044.917%
2022-03-174.559%
2022-03-024.158%
2022-02-144.199%
2022-01-283.829%
2022-01-123.625%
2021-12-273.379%
2021-12-093.416%
2021-11-223.338%
2021-11-043.243%
2021-10-203.314%
2021-10-043.2%
2021-09-173.133%
2021-09-013.089%
2021-08-173.079%
2021-08-022.981%
2021-07-163.115%
2021-06-303.168%
2021-06-153.188%
2021-05-273.155%
2021-05-123.189%
2021-04-273.178%
2021-04-123.294%
2021-03-263.325%
2021-03-113.206%
2021-02-243.135%
2021-02-082.844%
2021-01-222.839%
2021-01-062.815%
2020-12-182.794%
2020-12-032.806%
2020-11-172.835%
2020-10-302.906%
2020-10-152.908%
2020-09-292.918%
2020-09-142.93%
2020-08-272.959%
2020-08-112.933%
2020-07-273.025%
2020-07-103.077%
2020-06-243.208%
2020-06-093.255%
2020-05-223.323%
2020-05-073.382%
2020-04-223.447%
2020-04-073.469%
2020-03-233.478%
2020-03-063.325%
2020-02-203.678%
2020-02-043.703%
2020-01-173.874%
2020-01-023.952%
2019-12-163.969%
2019-11-293.909%
2019-11-134.052%
2019-10-284.056%
2019-10-093.887%
2019-09-243.919%
2019-09-093.825%
2019-08-223.873%
2019-08-073.865%
2019-07-234.091%
2019-07-084.037%
2019-06-203.996%
2019-06-054.185%
2019-05-204.364%
2019-05-034.443%
2019-04-184.509%
2019-04-034.455%
2019-03-194.593%
2019-03-044.72%
2019-02-144.685%
2019-01-304.78%
2019-01-144.715%
2018-12-264.897%
2018-12-104.96%
2018-11-235.232%
2018-11-065.241%
2018-10-225.182%
2018-10-045.085%
2018-09-195.011%
2018-09-044.867%
2018-08-174.84%
2018-08-024.963%
2018-07-184.826%
2018-07-024.84%
2018-06-154.855%
2018-05-314.85%
2018-05-154.942%
2018-04-304.862%
2018-04-134.76%
2018-03-294.719%
2018-03-134.712%
2018-02-264.707%
2018-02-084.67%
2018-01-244.439%
2018-01-084.272%
2017-12-204.325%
2017-12-054.281%
2017-11-174.217%
2017-11-014.237%
2017-10-174.201%
2017-09-294.157%
2017-09-144.165%
2017-08-294.127%
2017-08-144.197%
2017-07-284.254%
2017-07-134.338%
2017-06-274.229%
2017-06-124.245%
2017-05-244.268%
2017-05-094.368%
2017-04-244.298%
2017-04-074.371%
2017-03-234.446%
2017-03-084.52%
2017-02-214.398%
2017-02-034.42%
2017-01-194.469%
2017-01-034.449%
Range on record2.767.89%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltvgt80-fico720.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.