Provenance
Sources & attribution
Every figure on this site comes from one of the sources below. Where a source requires specific citation or a disclaimer, it is reproduced here and on every page that uses their data.
Bank of Canada public sector
30 series · https://www.bankofcanada.ca/valet/docs · terms
Required citation: Bank of Canada, Valet API.
Bank of England public sector
5 series · https://www.bankofengland.co.uk/boeapps/database/ · terms
Required citation: Bank of England, Interactive Statistical Database.
European Central Bank public sector
46 series · https://data.ecb.europa.eu/ · terms
Required citation: European Central Bank, ECB Data Portal.
Eurostat public sector
0 series · https://ec.europa.eu/eurostat · terms
Required citation: Eurostat, Harmonised Index of Consumer Prices (HICP).
Federal Deposit Insurance Corporation public sector
2 series · https://www.fdic.gov/national-rates-and-rate-caps · terms
Required citation: FDIC, National Rates and Rate Caps, retrieved from FRED, Federal Reserve Bank of St. Louis.
Board of Governors of the Federal Reserve System public sector
6 series · https://www.federalreserve.gov/releases/g19/ · terms
Required citation: Board of Governors of the Federal Reserve System (US), G.19 Consumer Credit, retrieved from FRED, Federal Reserve Bank of St. Louis.
Freddie Mac third-party copyright
2 series · https://www.freddiemac.com/pmms · terms
Required citation: Freddie Mac, Primary Mortgage Market Survey®, retrieved from FRED, Federal Reserve Bank of St. Louis.
Data are provided "as is" by Freddie Mac®, with no warranties of any kind, express or implied, including but not limited to warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. Copyright, 2016, Freddie Mac. Reprinted with permission.
FFIEC / CFPB — Home Mortgage Disclosure Act public sector
153 series · https://ffiec.cfpb.gov/data-browser/ · terms
Required citation: Federal Financial Institutions Examination Council, Home Mortgage Disclosure Act loan-level data, retrieved via the CFPB HMDA Data Browser.
Optimal Blue third-party copyright
17 series · https://www2.optimalblue.com/obmmi/ · terms
Required citation: Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.
Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.
U.S. Department of the Treasury public sector
11 series · https://home.treasury.gov/ · terms
Required citation: U.S. Department of the Treasury, Daily Treasury Par Yield Curve Rates.
On third-party data
Most of what you see here is public-sector data, freely reusable with attribution. Two sources — Optimal Blue and Freddie Mac — publish copyrighted indices that we reproduce under their citation requirement, with their disclaimers shown. Those series are excluded from any bulk download or data export, because citation permits publication, not redistribution.
Using our data
Figures derived from public-sector sources may be reused freely; please link back so readers can check the provenance. Figures from the two copyrighted sources above should be taken from the original providers rather than from us.