The Rate Engine

OBMMI — LTV ≤80, FICO 720–739

6.922per cent, observed 2026-09-11.
OBMMI — LTV ≤80, FICO 720–7392017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV ≤80, FICO 720–739
2026-09-116.922%
2026-08-266.64%
2026-08-116.727%
2026-07-276.579%
2026-07-106.557%
2026-06-246.496%
2026-06-086.559%
2026-05-216.527%
2026-05-066.322%
2026-04-216.273%
2026-04-036.432%
2026-03-196.185%
2026-03-046.032%
2026-02-175.995%
2026-01-306.11%
2026-01-146.069%
2025-12-296.134%
2025-12-106.202%
2025-11-216.225%
2025-11-056.336%
2025-10-216.162%
2025-10-036.238%
2025-09-186.322%
2025-09-036.522%
2025-08-186.547%
2025-08-016.644%
2025-07-176.754%
2025-07-016.657%
2025-06-126.742%
2025-05-286.859%
2025-05-126.819%
2025-04-256.696%
2025-04-106.789%
2025-03-266.653%
2025-03-116.57%
2025-02-246.839%
2025-02-066.814%
2025-01-226.863%
2025-01-066.874%
2024-12-176.675%
2024-12-026.732%
2024-11-136.865%
2024-10-286.757%
2024-10-106.401%
2024-09-256.071%
2024-09-106.198%
2024-08-226.514%
2024-08-076.539%
2024-07-236.756%
2024-07-086.866%
2024-06-206.844%
2024-06-046.918%
2024-05-176.952%
2024-05-027.192%
2024-04-177.183%
2024-04-026.949%
2024-03-186.888%
2024-03-016.806%
2024-02-146.802%
2024-01-306.647%
2024-01-126.706%
2023-12-276.53%
2023-12-117.107%
2023-11-227.347%
2023-11-037.461%
2023-10-197.835%
2023-10-037.546%
2023-09-187.198%
2023-08-317.015%
2023-08-167.179%
2023-08-016.979%
2023-07-176.833%
2023-06-296.755%
2023-06-136.691%
2023-05-266.95%
2023-05-116.388%
2023-04-266.382%
2023-04-116.431%
2023-03-276.354%
2023-03-106.637%
2023-02-236.542%
2023-02-076.236%
2023-01-236.104%
2023-01-046.469%
2022-12-166.185%
2022-12-016.331%
2022-11-146.691%
2022-10-276.928%
2022-10-126.843%
2022-09-266.761%
2022-09-095.885%
2022-08-245.686%
2022-08-095.444%
2022-07-255.598%
2022-07-085.786%
2022-06-225.876%
2022-06-065.403%
2022-05-195.337%
2022-05-045.445%
2022-04-195.269%
2022-04-044.787%
2022-03-174.454%
2022-03-024.053%
2022-02-144.06%
2022-01-283.734%
2022-01-123.562%
2021-12-273.269%
2021-12-093.263%
2021-11-223.243%
2021-11-043.174%
2021-10-203.195%
2021-10-043.098%
2021-09-173.003%
2021-09-013.013%
2021-08-172.98%
2021-08-022.903%
2021-07-163.012%
2021-06-303.128%
2021-06-153.112%
2021-05-273.128%
2021-05-123.14%
2021-04-273.14%
2021-04-123.232%
2021-03-263.267%
2021-03-113.175%
2021-02-243.128%
2021-02-082.847%
2021-01-222.828%
2021-01-062.794%
2020-12-182.77%
2020-12-032.793%
2020-11-172.81%
2020-10-302.871%
2020-10-152.874%
2020-09-292.889%
2020-09-142.925%
2020-08-272.925%
2020-08-112.858%
2020-07-272.966%
2020-07-103.029%
2020-06-243.142%
2020-06-093.198%
2020-05-223.213%
2020-05-073.326%
2020-04-223.37%
2020-04-073.413%
2020-03-233.447%
2020-03-063.269%
2020-02-203.657%
2020-02-043.645%
2020-01-173.904%
2020-01-023.849%
2019-12-163.906%
2019-11-293.777%
2019-11-133.946%
2019-10-284.015%
2019-10-093.767%
2019-09-243.896%
2019-09-093.75%
2019-08-223.803%
2019-08-073.791%
2019-07-234.022%
2019-07-083.993%
2019-06-203.961%
2019-06-054.063%
2019-05-204.313%
2019-05-034.429%
2019-04-184.39%
2019-04-034.402%
2019-03-194.499%
2019-03-044.739%
2019-02-144.646%
2019-01-304.61%
2019-01-144.743%
2018-12-264.831%
2018-12-104.89%
2018-11-234.902%
2018-11-065.103%
2018-10-225.17%
2018-10-045.042%
2018-09-194.992%
2018-09-044.81%
2018-08-174.815%
2018-08-024.817%
2018-07-184.794%
2018-07-024.78%
2018-06-154.793%
2018-05-314.741%
2018-05-154.895%
2018-04-304.799%
2018-04-134.675%
2018-03-294.653%
2018-03-134.685%
2018-02-264.65%
2018-02-084.587%
2018-01-244.357%
2018-01-084.239%
2017-12-204.223%
2017-12-054.248%
2017-11-174.137%
2017-11-014.172%
2017-10-174.128%
2017-09-294.094%
2017-09-144.062%
2017-08-294.068%
2017-08-144.077%
2017-07-284.171%
2017-07-134.207%
2017-06-274.17%
2017-06-124.154%
2017-05-244.228%
2017-05-094.309%
2017-04-244.258%
2017-04-074.305%
2017-03-234.388%
2017-03-084.446%
2017-02-214.329%
2017-02-034.356%
2017-01-194.391%
2017-01-034.406%
Range on record2.767.83%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltv80-fico720.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.