The Rate Engine

OBMMI — LTV ≤80, FICO 680–699

6.996per cent, observed 2026-09-11.
OBMMI — LTV ≤80, FICO 680–6992017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV ≤80, FICO 680–699
2026-09-116.996%
2026-08-266.696%
2026-08-116.794%
2026-07-276.649%
2026-07-106.649%
2026-06-246.503%
2026-06-086.501%
2026-05-216.706%
2026-05-066.488%
2026-04-216.348%
2026-04-036.371%
2026-03-196.407%
2026-03-046.129%
2026-02-176.078%
2026-01-306.115%
2026-01-146.116%
2025-12-296.085%
2025-12-106.369%
2025-11-216.377%
2025-11-056.267%
2025-10-216.241%
2025-10-036.294%
2025-09-186.416%
2025-09-036.622%
2025-08-186.574%
2025-08-016.736%
2025-07-176.9%
2025-07-016.694%
2025-06-126.86%
2025-05-286.903%
2025-05-126.917%
2025-04-256.792%
2025-04-106.819%
2025-03-266.762%
2025-03-116.752%
2025-02-246.858%
2025-02-066.799%
2025-01-226.983%
2025-01-066.99%
2024-12-176.898%
2024-12-026.63%
2024-11-136.783%
2024-10-286.859%
2024-10-106.565%
2024-09-256.21%
2024-09-106.287%
2024-08-226.517%
2024-08-076.494%
2024-07-236.819%
2024-07-086.918%
2024-06-206.94%
2024-06-047.048%
2024-05-177.023%
2024-05-027.309%
2024-04-177.222%
2024-04-026.893%
2024-03-186.925%
2024-03-016.916%
2024-02-147.145%
2024-01-306.686%
2024-01-126.7%
2023-12-276.724%
2023-12-117.077%
2023-11-227.426%
2023-11-037.48%
2023-10-197.946%
2023-10-037.654%
2023-09-187.171%
2023-08-317.181%
2023-08-167.24%
2023-08-017.037%
2023-07-176.764%
2023-06-296.796%
2023-06-136.821%
2023-05-266.945%
2023-05-116.534%
2023-04-266.52%
2023-04-116.507%
2023-03-276.464%
2023-03-106.764%
2023-02-236.685%
2023-02-076.285%
2023-01-236.293%
2023-01-046.577%
2022-12-166.511%
2022-12-016.453%
2022-11-146.865%
2022-10-277.047%
2022-10-127.019%
2022-09-266.747%
2022-09-096.094%
2022-08-245.852%
2022-08-095.646%
2022-07-255.815%
2022-07-085.945%
2022-06-225.985%
2022-06-065.69%
2022-05-195.507%
2022-05-045.649%
2022-04-195.481%
2022-04-045.003%
2022-03-174.391%
2022-03-024.15%
2022-02-144.222%
2022-01-283.869%
2022-01-123.623%
2021-12-273.46%
2021-12-093.429%
2021-11-223.381%
2021-11-043.286%
2021-10-203.35%
2021-10-043.237%
2021-09-173.14%
2021-09-013.149%
2021-08-173.15%
2021-08-023.063%
2021-07-163.165%
2021-06-303.246%
2021-06-153.261%
2021-05-273.306%
2021-05-123.326%
2021-04-273.292%
2021-04-123.397%
2021-03-263.407%
2021-03-113.314%
2021-02-243.256%
2021-02-082.949%
2021-01-222.953%
2021-01-062.876%
2020-12-182.91%
2020-12-032.94%
2020-11-172.958%
2020-10-302.992%
2020-10-153.041%
2020-09-293.019%
2020-09-143.086%
2020-08-273.11%
2020-08-113.064%
2020-07-273.132%
2020-07-103.166%
2020-06-243.337%
2020-06-093.374%
2020-05-223.461%
2020-05-073.455%
2020-04-223.537%
2020-04-073.568%
2020-03-233.521%
2020-03-063.392%
2020-02-203.831%
2020-02-043.866%
2020-01-174.098%
2020-01-023.976%
2019-12-164.091%
2019-11-293.975%
2019-11-134.184%
2019-10-284.153%
2019-10-094.044%
2019-09-244.064%
2019-09-093.974%
2019-08-224.028%
2019-08-074.012%
2019-07-234.253%
2019-07-084.258%
2019-06-204.162%
2019-06-054.345%
2019-05-204.63%
2019-05-034.605%
2019-04-184.671%
2019-04-034.624%
2019-03-194.806%
2019-03-044.908%
2019-02-144.747%
2019-01-304.987%
2019-01-144.883%
2018-12-265.063%
2018-12-105.104%
2018-11-235.221%
2018-11-065.256%
2018-10-225.211%
2018-10-045.154%
2018-09-195.167%
2018-09-045.014%
2018-08-174.988%
2018-08-025.037%
2018-07-184.926%
2018-07-024.935%
2018-06-155.034%
2018-05-314.862%
2018-05-155.094%
2018-04-304.966%
2018-04-134.828%
2018-03-294.885%
2018-03-134.848%
2018-02-264.838%
2018-02-084.736%
2018-01-244.533%
2018-01-084.352%
2017-12-204.347%
2017-12-054.387%
2017-11-174.327%
2017-11-014.353%
2017-10-174.246%
2017-09-294.291%
2017-09-144.322%
2017-08-294.251%
2017-08-144.259%
2017-07-284.343%
2017-07-134.352%
2017-06-274.319%
2017-06-124.346%
2017-05-244.326%
2017-05-094.43%
2017-04-244.452%
2017-04-074.506%
2017-03-234.524%
2017-03-084.591%
2017-02-214.541%
2017-02-034.523%
2017-01-194.527%
2017-01-034.486%
Range on record2.857.99%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltv80-fico680.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.