The Rate Engine

OBMMI — LTV >80, FICO <680

7.044per cent, observed 2026-09-11.
OBMMI — LTV >80, FICO <6802017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV >80, FICO <680
2026-09-117.044%
2026-08-266.834%
2026-08-117.012%
2026-07-276.806%
2026-07-106.819%
2026-06-246.652%
2026-06-086.683%
2026-05-216.761%
2026-05-066.556%
2026-04-216.489%
2026-04-036.735%
2026-03-196.472%
2026-03-046.295%
2026-02-176.239%
2026-01-306.351%
2026-01-146.316%
2025-12-296.557%
2025-12-106.56%
2025-11-216.565%
2025-11-056.582%
2025-10-216.442%
2025-10-036.527%
2025-09-186.705%
2025-09-036.705%
2025-08-186.855%
2025-08-016.856%
2025-07-176.888%
2025-07-016.955%
2025-06-126.91%
2025-05-287.132%
2025-05-127.031%
2025-04-257.117%
2025-04-107.03%
2025-03-266.87%
2025-03-116.953%
2025-02-246.907%
2025-02-067.095%
2025-01-227.163%
2025-01-066.871%
2024-12-176.998%
2024-12-026.918%
2024-11-137.028%
2024-10-287.026%
2024-10-106.63%
2024-09-256.522%
2024-09-106.59%
2024-08-226.612%
2024-08-076.746%
2024-07-237.083%
2024-07-087.056%
2024-06-207.142%
2024-06-047.216%
2024-05-177.231%
2024-05-027.447%
2024-04-177.493%
2024-04-027.191%
2024-03-187.146%
2024-03-017.042%
2024-02-147.143%
2024-01-306.977%
2024-01-126.979%
2023-12-276.856%
2023-12-117.251%
2023-11-227.537%
2023-11-037.702%
2023-10-198.025%
2023-10-037.633%
2023-09-187.435%
2023-08-317.317%
2023-08-167.484%
2023-08-017.057%
2023-07-177.071%
2023-06-296.991%
2023-06-137.01%
2023-05-267.06%
2023-05-116.703%
2023-04-266.728%
2023-04-116.665%
2023-03-276.689%
2023-03-106.913%
2023-02-236.876%
2023-02-076.551%
2023-01-236.554%
2023-01-046.536%
2022-12-166.625%
2022-12-016.841%
2022-11-146.94%
2022-10-277.137%
2022-10-127.188%
2022-09-267.017%
2022-09-096.419%
2022-08-246.126%
2022-08-095.802%
2022-07-256.238%
2022-07-086.287%
2022-06-226.304%
2022-06-066.042%
2022-05-195.698%
2022-05-045.725%
2022-04-195.706%
2022-04-045.391%
2022-03-174.925%
2022-03-024.496%
2022-02-144.695%
2022-01-284.241%
2022-01-123.871%
2021-12-273.845%
2021-12-093.764%
2021-11-223.73%
2021-11-043.761%
2021-10-203.666%
2021-10-043.574%
2021-09-173.594%
2021-09-013.259%
2021-08-173.509%
2021-08-023.411%
2021-07-163.555%
2021-06-303.572%
2021-06-153.641%
2021-05-273.627%
2021-05-123.687%
2021-04-273.602%
2021-04-123.751%
2021-03-263.857%
2021-03-113.623%
2021-02-243.531%
2021-02-083.254%
2021-01-223.277%
2021-01-063.295%
2020-12-183.168%
2020-12-033.263%
2020-11-173.363%
2020-10-303.365%
2020-10-153.429%
2020-09-293.507%
2020-09-143.454%
2020-08-273.481%
2020-08-113.522%
2020-07-273.571%
2020-07-103.632%
2020-06-243.856%
2020-06-093.843%
2020-05-224.03%
2020-05-073.997%
2020-04-224.011%
2020-04-074.149%
2020-03-233.876%
2020-03-064.01%
2020-02-204.35%
2020-02-044.365%
2020-01-174.374%
2020-01-024.42%
2019-12-164.389%
2019-11-294.321%
2019-11-134.628%
2019-10-284.68%
2019-10-094.613%
2019-09-244.67%
2019-09-094.403%
2019-08-224.464%
2019-08-074.482%
2019-07-234.714%
2019-07-084.614%
2019-06-204.663%
2019-06-054.82%
2019-05-204.845%
2019-05-035.024%
2019-04-184.934%
2019-04-034.992%
2019-03-195.108%
2019-03-045.288%
2019-02-145.189%
2019-01-305.221%
2019-01-145.311%
2018-12-265.442%
2018-12-105.234%
2018-11-235.132%
2018-11-065.56%
2018-10-225.427%
2018-10-045.529%
2018-09-195.397%
2018-09-045.27%
2018-08-175.273%
2018-08-025.344%
2018-07-185.264%
2018-07-025.335%
2018-06-155.218%
2018-05-315.162%
2018-05-155.344%
2018-04-305.24%
2018-04-135.074%
2018-03-295.096%
2018-03-135.127%
2018-02-265.13%
2018-02-085.075%
2018-01-244.862%
2018-01-084.774%
2017-12-204.762%
2017-12-054.693%
2017-11-174.67%
2017-11-014.683%
2017-10-174.632%
2017-09-294.645%
2017-09-144.567%
2017-08-294.575%
2017-08-144.623%
2017-07-284.675%
2017-07-134.699%
2017-06-274.641%
2017-06-124.584%
2017-05-244.599%
2017-05-094.716%
2017-04-244.691%
2017-04-074.726%
2017-03-234.76%
2017-03-084.896%
2017-02-214.841%
2017-02-034.717%
2017-01-194.851%
2017-01-034.791%
Range on record2.788.12%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltvgt80-ficolt680.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.