The Rate Engine

OBMMI — LTV ≤80, FICO 700–719

7.046per cent, observed 2026-09-11.
OBMMI — LTV ≤80, FICO 700–7192017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV ≤80, FICO 700–719
2026-09-117.046%
2026-08-266.665%
2026-08-116.759%
2026-07-276.667%
2026-07-106.548%
2026-06-246.445%
2026-06-086.497%
2026-05-216.556%
2026-05-066.347%
2026-04-216.269%
2026-04-036.388%
2026-03-196.325%
2026-03-046.067%
2026-02-176.042%
2026-01-306.122%
2026-01-146.059%
2025-12-296.158%
2025-12-106.243%
2025-11-216.302%
2025-11-056.357%
2025-10-216.236%
2025-10-036.293%
2025-09-186.321%
2025-09-036.475%
2025-08-186.703%
2025-08-016.752%
2025-07-176.773%
2025-07-016.624%
2025-06-126.818%
2025-05-286.934%
2025-05-126.774%
2025-04-256.825%
2025-04-106.899%
2025-03-266.716%
2025-03-116.745%
2025-02-246.726%
2025-02-066.781%
2025-01-226.868%
2025-01-066.859%
2024-12-176.779%
2024-12-026.642%
2024-11-136.906%
2024-10-286.799%
2024-10-106.24%
2024-09-256.232%
2024-09-106.218%
2024-08-226.513%
2024-08-076.617%
2024-07-236.825%
2024-07-086.867%
2024-06-206.822%
2024-06-047.008%
2024-05-176.916%
2024-05-027.254%
2024-04-177.207%
2024-04-026.981%
2024-03-186.833%
2024-03-016.8%
2024-02-146.939%
2024-01-306.711%
2024-01-126.656%
2023-12-276.708%
2023-12-117.071%
2023-11-227.394%
2023-11-037.553%
2023-10-197.763%
2023-10-037.637%
2023-09-187.253%
2023-08-317.069%
2023-08-167.21%
2023-08-016.936%
2023-07-176.739%
2023-06-296.807%
2023-06-136.725%
2023-05-266.782%
2023-05-116.259%
2023-04-266.411%
2023-04-116.532%
2023-03-276.426%
2023-03-106.735%
2023-02-236.582%
2023-02-076.291%
2023-01-236.337%
2023-01-046.461%
2022-12-166.349%
2022-12-016.341%
2022-11-146.736%
2022-10-276.972%
2022-10-126.928%
2022-09-266.73%
2022-09-095.994%
2022-08-245.815%
2022-08-095.5%
2022-07-255.739%
2022-07-085.875%
2022-06-225.943%
2022-06-065.563%
2022-05-195.244%
2022-05-045.579%
2022-04-195.375%
2022-04-044.883%
2022-03-174.447%
2022-03-024.076%
2022-02-144.144%
2022-01-283.776%
2022-01-123.623%
2021-12-273.295%
2021-12-093.355%
2021-11-223.322%
2021-11-043.207%
2021-10-203.264%
2021-10-043.169%
2021-09-173.081%
2021-09-013.1%
2021-08-173.081%
2021-08-023.004%
2021-07-163.11%
2021-06-303.187%
2021-06-153.228%
2021-05-273.209%
2021-05-123.231%
2021-04-273.213%
2021-04-123.328%
2021-03-263.369%
2021-03-113.218%
2021-02-243.185%
2021-02-082.902%
2021-01-222.896%
2021-01-062.852%
2020-12-182.845%
2020-12-032.853%
2020-11-172.887%
2020-10-302.954%
2020-10-152.943%
2020-09-292.95%
2020-09-142.982%
2020-08-272.995%
2020-08-112.965%
2020-07-273.077%
2020-07-103.085%
2020-06-243.298%
2020-06-093.283%
2020-05-223.363%
2020-05-073.409%
2020-04-223.479%
2020-04-073.539%
2020-03-233.478%
2020-03-063.349%
2020-02-203.715%
2020-02-043.806%
2020-01-174.027%
2020-01-024.021%
2019-12-163.969%
2019-11-293.934%
2019-11-134.082%
2019-10-284.076%
2019-10-093.888%
2019-09-243.97%
2019-09-093.877%
2019-08-223.943%
2019-08-073.938%
2019-07-234.117%
2019-07-084.144%
2019-06-204.089%
2019-06-054.213%
2019-05-204.424%
2019-05-034.5%
2019-04-184.447%
2019-04-034.4%
2019-03-194.631%
2019-03-044.736%
2019-02-144.761%
2019-01-304.756%
2019-01-144.855%
2018-12-264.924%
2018-12-105.085%
2018-11-234.971%
2018-11-065.275%
2018-10-225.161%
2018-10-045.016%
2018-09-194.876%
2018-09-044.875%
2018-08-174.875%
2018-08-024.921%
2018-07-184.81%
2018-07-024.88%
2018-06-154.82%
2018-05-314.872%
2018-05-154.995%
2018-04-304.829%
2018-04-134.748%
2018-03-294.679%
2018-03-134.754%
2018-02-264.723%
2018-02-084.676%
2018-01-244.466%
2018-01-084.268%
2017-12-204.267%
2017-12-054.272%
2017-11-174.224%
2017-11-014.25%
2017-10-174.172%
2017-09-294.229%
2017-09-144.166%
2017-08-294.148%
2017-08-144.204%
2017-07-284.339%
2017-07-134.351%
2017-06-274.271%
2017-06-124.2%
2017-05-244.246%
2017-05-094.401%
2017-04-244.351%
2017-04-074.375%
2017-03-234.48%
2017-03-084.525%
2017-02-214.448%
2017-02-034.435%
2017-01-194.473%
2017-01-034.482%
Range on record2.777.85%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltv80-fico700.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.