The Rate Engine

OBMMI — LTV >80, FICO ≥740

6.947per cent, observed 2026-09-11.
OBMMI — LTV >80, FICO ≥7402017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV >80, FICO ≥740
2026-09-116.947%
2026-08-266.667%
2026-08-116.683%
2026-07-276.65%
2026-07-106.501%
2026-06-246.453%
2026-06-086.499%
2026-05-216.541%
2026-05-066.347%
2026-04-216.22%
2026-04-036.411%
2026-03-196.248%
2026-03-045.992%
2026-02-175.974%
2026-01-306.072%
2026-01-146.004%
2025-12-296.128%
2025-12-106.264%
2025-11-216.218%
2025-11-056.257%
2025-10-216.148%
2025-10-036.225%
2025-09-186.257%
2025-09-036.481%
2025-08-186.577%
2025-08-016.665%
2025-07-176.743%
2025-07-016.631%
2025-06-126.787%
2025-05-286.865%
2025-05-126.819%
2025-04-256.752%
2025-04-106.803%
2025-03-266.655%
2025-03-116.613%
2025-02-246.722%
2025-02-066.775%
2025-01-226.904%
2025-01-066.855%
2024-12-176.743%
2024-12-026.666%
2024-11-136.794%
2024-10-286.743%
2024-10-106.411%
2024-09-256.059%
2024-09-106.151%
2024-08-226.422%
2024-08-076.457%
2024-07-236.75%
2024-07-086.864%
2024-06-206.839%
2024-06-046.917%
2024-05-176.904%
2024-05-027.22%
2024-04-177.167%
2024-04-026.852%
2024-03-186.897%
2024-03-016.83%
2024-02-146.805%
2024-01-306.602%
2024-01-126.529%
2023-12-276.546%
2023-12-116.967%
2023-11-227.219%
2023-11-037.496%
2023-10-197.8%
2023-10-037.621%
2023-09-187.174%
2023-08-317.082%
2023-08-167.187%
2023-08-016.962%
2023-07-176.753%
2023-06-296.796%
2023-06-136.709%
2023-05-266.87%
2023-05-116.339%
2023-04-266.391%
2023-04-116.351%
2023-03-276.361%
2023-03-106.668%
2023-02-236.587%
2023-02-076.23%
2023-01-236.16%
2023-01-046.469%
2022-12-166.199%
2022-12-016.342%
2022-11-146.644%
2022-10-276.914%
2022-10-126.943%
2022-09-266.703%
2022-09-095.906%
2022-08-245.688%
2022-08-095.401%
2022-07-255.567%
2022-07-085.738%
2022-06-225.846%
2022-06-065.447%
2022-05-195.392%
2022-05-045.487%
2022-04-195.29%
2022-04-044.814%
2022-03-174.454%
2022-03-024.031%
2022-02-144.113%
2022-01-283.75%
2022-01-123.554%
2021-12-273.294%
2021-12-093.28%
2021-11-223.26%
2021-11-043.183%
2021-10-203.229%
2021-10-043.116%
2021-09-173.051%
2021-09-013.037%
2021-08-173.01%
2021-08-022.922%
2021-07-163.027%
2021-06-303.095%
2021-06-153.104%
2021-05-273.093%
2021-05-123.135%
2021-04-273.102%
2021-04-123.199%
2021-03-263.242%
2021-03-113.135%
2021-02-243.075%
2021-02-082.783%
2021-01-222.785%
2021-01-062.766%
2020-12-182.723%
2020-12-032.751%
2020-11-172.766%
2020-10-302.822%
2020-10-152.835%
2020-09-292.851%
2020-09-142.865%
2020-08-272.874%
2020-08-112.829%
2020-07-272.936%
2020-07-102.986%
2020-06-243.126%
2020-06-093.17%
2020-05-223.213%
2020-05-073.299%
2020-04-223.363%
2020-04-073.401%
2020-03-233.413%
2020-03-063.235%
2020-02-203.619%
2020-02-043.624%
2020-01-173.817%
2020-01-023.856%
2019-12-163.897%
2019-11-293.825%
2019-11-133.928%
2019-10-283.952%
2019-10-093.79%
2019-09-243.852%
2019-09-093.704%
2019-08-223.789%
2019-08-073.774%
2019-07-233.975%
2019-07-083.947%
2019-06-203.926%
2019-06-054.056%
2019-05-204.293%
2019-05-034.365%
2019-04-184.422%
2019-04-034.37%
2019-03-194.503%
2019-03-044.63%
2019-02-144.616%
2019-01-304.66%
2019-01-144.698%
2018-12-264.816%
2018-12-104.885%
2018-11-234.994%
2018-11-065.149%
2018-10-225.099%
2018-10-045.022%
2018-09-194.936%
2018-09-044.786%
2018-08-174.784%
2018-08-024.837%
2018-07-184.763%
2018-07-024.77%
2018-06-154.805%
2018-05-314.734%
2018-05-154.871%
2018-04-304.769%
2018-04-134.657%
2018-03-294.645%
2018-03-134.646%
2018-02-264.611%
2018-02-084.591%
2018-01-244.358%
2018-01-084.231%
2017-12-204.255%
2017-12-054.176%
2017-11-174.145%
2017-11-014.176%
2017-10-174.11%
2017-09-294.101%
2017-09-144.069%
2017-08-294.068%
2017-08-144.116%
2017-07-284.194%
2017-07-134.199%
2017-06-274.129%
2017-06-124.135%
2017-05-244.189%
2017-05-094.274%
2017-04-244.226%
2017-04-074.282%
2017-03-234.352%
2017-03-084.432%
2017-02-214.341%
2017-02-034.345%
2017-01-194.376%
2017-01-034.37%
Range on record2.707.83%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltvgt80-fico740.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.