Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 year
7.97per cent, observed 2026-06-01.
Rates on new lending (funds advanced). Excludes outstanding-balance averages.
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 year2013-01-01 – 2026-06-01
Table view — 162 observations
| Date | Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 year |
|---|---|
| 2026-06-01 | 7.97% |
| 2026-05-01 | 7.82% |
| 2026-04-01 | 7.96% |
| 2026-03-01 | 8.09% |
| 2026-02-01 | 7.98% |
| 2026-01-01 | 7.43% |
| 2025-12-01 | 7.7% |
| 2025-11-01 | 7.67% |
| 2025-10-01 | 7.8% |
| 2025-09-01 | 7.72% |
| 2025-08-01 | 7.27% |
| 2025-07-01 | 7.37% |
| 2025-06-01 | 7.61% |
| 2025-05-01 | 7.59% |
| 2025-04-01 | 7.91% |
| 2025-03-01 | 8.11% |
| 2025-02-01 | 8.28% |
| 2025-01-01 | 8.2% |
| 2024-12-01 | 8.17% |
| 2024-11-01 | 8.06% |
| 2024-10-01 | 8.29% |
| 2024-09-01 | 8.11% |
| 2024-08-01 | 7.92% |
| 2024-07-01 | 7.89% |
| 2024-06-01 | 8.04% |
| 2024-05-01 | 8.01% |
| 2024-04-01 | 8.05% |
| 2024-03-01 | 8.03% |
| 2024-02-01 | 7.87% |
| 2024-01-01 | 7.93% |
| 2023-12-01 | 7.9% |
| 2023-11-01 | 8% |
| 2023-10-01 | 8.06% |
| 2023-09-01 | 8.01% |
| 2023-08-01 | 7.94% |
| 2023-07-01 | 8.07% |
| 2023-06-01 | 7.99% |
| 2023-05-01 | 7.58% |
| 2023-04-01 | 7.56% |
| 2023-03-01 | 7.38% |
| 2023-02-01 | 7.37% |
| 2023-01-01 | 7.28% |
| 2022-12-01 | 6.7% |
| 2022-11-01 | 6.32% |
| 2022-10-01 | 6.32% |
| 2022-09-01 | 6.17% |
| 2022-08-01 | 6.04% |
| 2022-07-01 | 5.61% |
| 2022-06-01 | 5.54% |
| 2022-05-01 | 5.25% |
| 2022-04-01 | 4.89% |
| 2022-03-01 | 4.8% |
| 2022-02-01 | 4.77% |
| 2022-01-01 | 4.97% |
| 2021-12-01 | 4.81% |
| 2021-11-01 | 4.81% |
| 2021-10-01 | 4.81% |
| 2021-09-01 | 4.78% |
| 2021-08-01 | 4.97% |
| 2021-07-01 | 5% |
| 2021-06-01 | 4.94% |
| 2021-05-01 | 5.03% |
| 2021-04-01 | 4.91% |
| 2021-03-01 | 5.1% |
| 2021-02-01 | 4.95% |
| 2021-01-01 | 5.11% |
| 2020-12-01 | 4.94% |
| 2020-11-01 | 5% |
| 2020-10-01 | 4.8% |
| 2020-09-01 | 4.93% |
| 2020-08-01 | 4.96% |
| 2020-07-01 | 4.95% |
| 2020-06-01 | 4.93% |
| 2020-05-01 | 4.97% |
| 2020-04-01 | 5.06% |
| 2020-03-01 | 5.45% |
| 2020-02-01 | 4.97% |
| 2020-01-01 | 5.08% |
| 2019-12-01 | 5.05% |
| 2019-11-01 | 5.16% |
| 2019-10-01 | 5.25% |
| 2019-09-01 | 5.35% |
| 2019-08-01 | 5.14% |
| 2019-07-01 | 5.26% |
| 2019-06-01 | 5.33% |
| 2019-05-01 | 5.19% |
| 2019-04-01 | 5.16% |
| 2019-03-01 | 5.12% |
| 2019-02-01 | 5.16% |
| 2019-01-01 | 5.21% |
| 2018-12-01 | 5.29% |
| 2018-11-01 | 5.26% |
| 2018-10-01 | 5.36% |
| 2018-09-01 | 5.46% |
| 2018-08-01 | 5.48% |
| 2018-07-01 | 5.48% |
| 2018-06-01 | 5.61% |
| 2018-05-01 | 5.5% |
| 2018-04-01 | 5.49% |
| 2018-03-01 | 5.37% |
| 2018-02-01 | 5.3% |
| 2018-01-01 | 5.11% |
| 2017-12-01 | 4.9% |
| 2017-11-01 | 4.82% |
| 2017-10-01 | 4.76% |
| 2017-09-01 | 4.75% |
| 2017-08-01 | 4.72% |
| 2017-07-01 | 5.01% |
| 2017-06-01 | 4.84% |
| 2017-05-01 | 4.79% |
| 2017-04-01 | 4.84% |
| 2017-03-01 | 4.75% |
| 2017-02-01 | 4.73% |
| 2017-01-01 | 4.66% |
| 2016-12-01 | 4.6% |
| 2016-11-01 | 4.5% |
| 2016-10-01 | 4.56% |
| 2016-09-01 | 4.58% |
| 2016-08-01 | 4.48% |
| 2016-07-01 | 4.64% |
| 2016-06-01 | 4.63% |
| 2016-05-01 | 4.69% |
| 2016-04-01 | 4.73% |
| 2016-03-01 | 4.77% |
| 2016-02-01 | 4.91% |
| 2016-01-01 | 4.68% |
| 2015-12-01 | 4.72% |
| 2015-11-01 | 4.81% |
| 2015-10-01 | 4.68% |
| 2015-09-01 | 4.68% |
| 2015-08-01 | 4.55% |
| 2015-07-01 | 4.41% |
| 2015-06-01 | 4.58% |
| 2015-05-01 | 4.74% |
| 2015-04-01 | 4.88% |
| 2015-03-01 | 4.85% |
| 2015-02-01 | 4.77% |
| 2015-01-01 | 4.63% |
| 2014-12-01 | 4.58% |
| 2014-11-01 | 4.58% |
| 2014-10-01 | 4.51% |
| 2014-09-01 | 4.54% |
| 2014-08-01 | 4.49% |
| 2014-07-01 | 4.32% |
| 2014-06-01 | 4.57% |
| 2014-05-01 | 4.59% |
| 2014-04-01 | 4.99% |
| 2014-03-01 | 5.08% |
| 2014-02-01 | 4.92% |
| 2014-01-01 | 4.9% |
| 2013-12-01 | 4.75% |
| 2013-11-01 | 4.69% |
| 2013-10-01 | 4.66% |
| 2013-09-01 | 4.75% |
| 2013-08-01 | 4.46% |
| 2013-07-01 | 4.54% |
| 2013-06-01 | 4.4% |
| 2013-05-01 | 4.3% |
| 2013-04-01 | 4.4% |
| 2013-03-01 | 4.45% |
| 2013-02-01 | 4.56% |
| 2013-01-01 | 4.58% |
Range on record4.30–8.29%
Observations162
CountryCA
Source
- Source
- Bank of Canada
- Observation date
- Vintage
- Retrieved
Bank of Canada, Valet API.
Data
The full series is available as JSON at /data/series/ca-charged-residential-mortgages-uninsured-fixed-rate-1-year.json and may be reused freely with attribution.