Posted rate (major chartered banks) — Guaranteed investment certificates: 3-year
2.55per cent, observed 2026-09-09.
Aggregate across the majors, NOT per institution. Posted rates are rarely paid — pair with A4_RATES_MORTGAGES for what borrowers are actually charged.
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-year1982-03-03 – 2026-09-09
Table view — 220 observations
| Date | Posted rate (major chartered banks) — Guaranteed investment certificates: 3-year |
|---|---|
| 2026-09-09 | 2.55% |
| 2026-06-24 | 2.55% |
| 2026-04-15 | 2.75% |
| 2026-01-28 | 2.52% |
| 2025-11-19 | 2.45% |
| 2025-09-03 | 2.67% |
| 2025-06-18 | 2.65% |
| 2025-04-09 | 2.8% |
| 2025-01-22 | 2.97% |
| 2024-11-13 | 3.1% |
| 2024-08-28 | 3.52% |
| 2024-06-12 | 3.92% |
| 2024-04-03 | 3.92% |
| 2024-01-17 | 3.92% |
| 2023-11-01 | 4.02% |
| 2023-08-23 | 4% |
| 2023-06-07 | 3.3% |
| 2023-03-29 | 3.13% |
| 2023-01-11 | 3.75% |
| 2022-10-26 | 2.75% |
| 2022-08-17 | 2.75% |
| 2022-06-01 | 2.2% |
| 2022-03-23 | 1.3% |
| 2022-01-05 | 0.95% |
| 2021-10-20 | 0.6% |
| 2021-08-11 | 0.6% |
| 2021-05-26 | 0.6% |
| 2021-03-17 | 0.5% |
| 2020-12-30 | 0.6% |
| 2020-10-14 | 0.6% |
| 2020-08-05 | 0.75% |
| 2020-05-20 | 1.15% |
| 2020-03-11 | 1.35% |
| 2019-12-25 | 1.8% |
| 2019-10-09 | 1.8% |
| 2019-07-31 | 1.8% |
| 2019-05-15 | 1.55% |
| 2019-03-06 | 1.5% |
| 2018-12-19 | 1.5% |
| 2018-10-03 | 1.4% |
| 2018-07-25 | 1.1% |
| 2018-05-09 | 1.1% |
| 2018-02-21 | 1.35% |
| 2017-12-13 | 1.35% |
| 2017-09-27 | 1.35% |
| 2017-07-19 | 1.03% |
| 2017-05-03 | 1.03% |
| 2017-02-15 | 1.15% |
| 2016-12-07 | 1.15% |
| 2016-09-21 | 1.15% |
| 2016-07-13 | 1.15% |
| 2016-04-27 | 1.15% |
| 2016-02-10 | 1.03% |
| 2015-12-02 | 1.03% |
| 2015-09-16 | 1.03% |
| 2015-07-08 | 1.03% |
| 2015-04-22 | 1.03% |
| 2015-02-04 | 1.1% |
| 2014-11-26 | 1.13% |
| 2014-09-10 | 1.13% |
| 2014-07-02 | 1.13% |
| 2014-04-16 | 1.13% |
| 2014-01-29 | 1.13% |
| 2013-11-20 | 1.8% |
| 2013-09-04 | 1.13% |
| 2013-06-26 | 1.13% |
| 2013-04-10 | 1.13% |
| 2013-01-23 | 1.13% |
| 2012-11-14 | 1.13% |
| 2012-08-29 | 1.13% |
| 2012-06-13 | 1.13% |
| 2012-04-04 | 1.13% |
| 2012-01-18 | 1.4% |
| 2011-11-09 | 1.4% |
| 2011-08-24 | 0.98% |
| 2011-06-08 | 1.43% |
| 2011-03-30 | 1.43% |
| 2011-01-12 | 1.43% |
| 2010-11-03 | 1.43% |
| 2010-08-18 | 1.43% |
| 2010-06-02 | 1.43% |
| 2010-03-24 | 1.33% |
| 2010-01-06 | 1.33% |
| 2009-10-28 | 1.48% |
| 2009-08-12 | 1.48% |
| 2009-05-27 | 1.48% |
| 2009-03-18 | 1.78% |
| 2008-12-31 | 2.13% |
| 2008-10-22 | 2.73% |
| 2008-08-06 | 2.73% |
| 2008-05-21 | 2.43% |
| 2008-03-12 | 2.68% |
| 2007-12-26 | 3.03% |
| 2007-10-17 | 3.28% |
| 2007-08-01 | 3.48% |
| 2007-05-16 | 3.03% |
| 2007-03-07 | 2.93% |
| 2006-12-20 | 2.88% |
| 2006-10-04 | 3.03% |
| 2006-07-26 | 3.28% |
| 2006-05-10 | 3.18% |
| 2006-03-01 | 2.88% |
| 2005-12-14 | 2.33% |
| 2005-09-28 | 1.93% |
| 2005-07-20 | 1.93% |
| 2005-05-04 | 2.23% |
| 2005-02-23 | 2.18% |
| 2004-12-08 | 2.18% |
| 2004-09-22 | 2.43% |
| 2004-07-14 | 2.53% |
| 2004-04-28 | 2.13% |
| 2004-02-18 | 1.98% |
| 2003-12-03 | 2.23% |
| 2003-09-17 | 2.23% |
| 2003-07-09 | 2.23% |
| 2003-04-23 | 2.88% |
| 2003-02-12 | 2.88% |
| 2002-11-27 | 2.88% |
| 2002-09-11 | 2.88% |
| 2002-07-03 | 2.88% |
| 2002-04-17 | 2.88% |
| 2002-02-06 | 2.58% |
| 2001-11-21 | 2.68% |
| 2001-09-05 | 3.58% |
| 2001-06-27 | 3.58% |
| 2001-04-11 | 3.58% |
| 2001-01-24 | 4.13% |
| 2000-11-15 | 5.03% |
| 2000-08-30 | 5.03% |
| 2000-06-21 | 5.18% |
| 2000-04-05 | 5.13% |
| 2000-01-19 | 5.38% |
| 1999-11-10 | 5.13% |
| 1999-08-25 | 4.88% |
| 1999-06-16 | 4.48% |
| 1999-03-31 | 4.13% |
| 1999-01-13 | 3.68% |
| 1998-11-04 | 3.83% |
| 1998-08-19 | 4.33% |
| 1998-06-10 | 4.13% |
| 1998-03-25 | 4.03% |
| 1998-01-07 | 4.33% |
| 1997-10-29 | 3.88% |
| 1997-08-13 | 3.88% |
| 1997-06-04 | 4.13% |
| 1997-03-19 | 3.88% |
| 1997-01-01 | 3.63% |
| 1996-10-23 | 4.13% |
| 1996-08-07 | 5.13% |
| 1996-05-29 | 5.63% |
| 1996-03-13 | 4.88% |
| 1995-12-27 | 5.75% |
| 1995-10-18 | 6% |
| 1995-08-02 | 6.38% |
| 1995-05-17 | 6.38% |
| 1995-03-08 | 7.38% |
| 1994-12-21 | 7.88% |
| 1994-10-12 | 7.13% |
| 1994-07-27 | 8.13% |
| 1994-05-11 | 6.5% |
| 1994-03-02 | 4.5% |
| 1993-12-15 | 4.5% |
| 1993-10-06 | 5.5% |
| 1993-07-21 | 5.5% |
| 1993-05-05 | 5.75% |
| 1993-02-24 | 6% |
| 1992-12-09 | 6.5% |
| 1992-09-30 | 5.25% |
| 1992-07-15 | 6% |
| 1992-04-29 | 7.75% |
| 1992-02-19 | 7.25% |
| 1991-12-04 | 7.75% |
| 1991-09-25 | 8.75% |
| 1991-07-10 | 8.75% |
| 1991-04-24 | 8.75% |
| 1991-02-13 | 9.25% |
| 1990-11-28 | 10.25% |
| 1990-09-19 | 11% |
| 1990-07-04 | 12% |
| 1990-04-18 | 11.25% |
| 1990-02-07 | 10.25% |
| 1989-11-22 | 10% |
| 1989-09-06 | 10% |
| 1989-06-28 | 10% |
| 1989-04-12 | 10.75% |
| 1989-02-01 | 10.5% |
| 1988-11-16 | 10% |
| 1988-08-31 | 10% |
| 1988-06-22 | 9.5% |
| 1988-04-06 | 9% |
| 1988-01-27 | 9.75% |
| 1987-11-11 | 9.5% |
| 1987-08-26 | 9.25% |
| 1987-06-17 | 9% |
| 1987-04-01 | 8% |
| 1987-01-21 | 8.75% |
| 1986-11-05 | 9% |
| 1986-08-20 | 9% |
| 1986-06-11 | 9% |
| 1986-03-26 | 9.5% |
| 1986-01-15 | 9.5% |
| 1985-10-30 | 9.75% |
| 1985-08-14 | 9.75% |
| 1985-06-05 | 9.75% |
| 1985-03-20 | 11.25% |
| 1985-01-09 | 10.25% |
| 1984-10-24 | 11.75% |
| 1984-08-08 | 13% |
| 1984-05-30 | 12.75% |
| 1984-03-14 | 10.25% |
| 1983-12-28 | 9.75% |
| 1983-10-19 | 10.75% |
| 1983-08-03 | 11% |
| 1983-05-25 | 10.5% |
| 1983-03-09 | 10.75% |
| 1982-12-22 | 10.25% |
| 1982-10-13 | 11.75% |
| 1982-07-28 | 15% |
| 1982-05-19 | 16% |
| 1982-03-03 | 17% |
Range on record0.50–17.00%
Observations2,324
CountryCA
Source
- Source
- Bank of Canada
- Observation date
- Retrieved
Bank of Canada, Valet API.
Data
The full series is available as JSON at /data/series/ca-posted-guaranteed-investment-certificates-3-year.json and may be reused freely with attribution.