The Rate Engine

Interest rates in December 2017

Every rate we track, as it stood on 2017-12-31. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2017-11 · 2018-01

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US10.57%2017-11-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.33%2017-12-01
Household deposit rate (agreed maturity, new business) — BEBE0.52%2017-12-01
Household deposit rate (agreed maturity, new business) — BGBG0.21%2017-12-01
Household deposit rate (agreed maturity, new business) — CYCY1.23%2017-12-01
Household deposit rate (agreed maturity, new business) — DEDE0.22%2017-12-01
Household deposit rate (agreed maturity, new business) — EEEE0.59%2017-12-01
Household deposit rate (agreed maturity, new business) — ESES0.08%2017-12-01
Household deposit rate (agreed maturity, new business) — FIFI0.37%2017-12-01
Household deposit rate (agreed maturity, new business) — FRFR0.97%2017-12-01
Household deposit rate (agreed maturity, new business) — GRGR0.61%2017-12-01
Household deposit rate (agreed maturity, new business) — HRHR0.36%2017-12-01
Household deposit rate (agreed maturity, new business) — IEIE0.07%2017-12-01
Household deposit rate (agreed maturity, new business) — ITIT0.70%2017-12-01
Household deposit rate (agreed maturity, new business) — LTLT0.38%2017-12-01
Household deposit rate (agreed maturity, new business) — LULU0.22%2017-12-01
Household deposit rate (agreed maturity, new business) — LVLV0.74%2017-12-01
Household deposit rate (agreed maturity, new business) — MTMT0.87%2017-12-01
Household deposit rate (agreed maturity, new business) — NLNL1.37%2017-12-01
Household deposit rate (agreed maturity, new business) — PTPT0.19%2017-12-01
Household deposit rate (agreed maturity, new business) — SISI0.29%2017-12-01
Household deposit rate (agreed maturity, new business) — SKSK0.79%2017-12-01
Household deposit rate (agreed maturity, new business) — U2U20.37%2017-12-01
UK 2-year fixed rate savings bondGB0.69%2017-12-31
UK instant access savings rateGB0.21%2017-12-31

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US3.44%2017-12-28
30-year fixed rate mortgage average (PMMS)US3.99%2017-12-28
Mortgage rate (loans to households for house purchase, new business) — ATAT1.82%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — BEBE2.02%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.52%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.79%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.36%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.84%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.95%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.60%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — GRGR3.35%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.06%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.91%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.30%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.71%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.67%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.83%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.41%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.56%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.41%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.77%2017-12-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.83%2017-12-01
OBMMI — 15-Year Fixed Rate ConformingUS3.59%2017-12-29
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.28%2017-12-29
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS4.08%2017-12-29
OBMMI — FHA 30-Year FixedUS4.29%2017-12-29
OBMMI — Jumbo 30-Year FixedUS4.18%2017-12-29
OBMMI — LTV >80, FICO <680US4.82%2017-12-29
OBMMI — LTV >80, FICO ≥740US4.21%2017-12-29
OBMMI — LTV >80, FICO 680–699US4.52%2017-12-29
OBMMI — LTV >80, FICO 700–719US4.43%2017-12-29
OBMMI — LTV >80, FICO 720–739US4.34%2017-12-29
OBMMI — LTV ≤80, FICO <680US4.54%2017-12-29
OBMMI — LTV ≤80, FICO ≥740US4.10%2017-12-29
OBMMI — LTV ≤80, FICO 680–699US4.34%2017-12-29
OBMMI — LTV ≤80, FICO 700–719US4.25%2017-12-29
OBMMI — LTV ≤80, FICO 720–739US4.21%2017-12-29
OBMMI — USDA 30-Year FixedUS4.26%2017-12-29
OBMMI — VA 30-Year FixedUS4.04%2017-12-29
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.24%2017-12-27
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.74%2017-12-27
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA4.99%2017-12-27
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2017-12-27
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA0.73%2017-12-27
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.35%2017-12-27
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.60%2017-12-27
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2017-12-27
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.05%2017-12-27
Posted rate (major chartered banks) — Prime rateCA3.20%2017-12-27
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.50%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.13%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA3.14%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.19%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA2.93%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.32%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA4.90%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.16%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA3.11%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.29%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA2.93%2017-12-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.23%2017-12-01
UK 2-year fixed mortgage rate (75% LTV)GB1.57%2017-12-31
UK 5-year fixed mortgage rate (75% LTV)GB1.70%2017-12-31

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.00%2017-12-29
Bank of England Bank RateGB0.50%2017-12-31
ECB deposit facility rateU2-0.40%2017-12-31

About this snapshot

115 series had published data by 2017-12-31. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.