The Rate Engine

OBMMI — LTV ≤80, FICO ≥740

6.881per cent, observed 2026-09-11.
OBMMI — LTV ≤80, FICO ≥7402017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV ≤80, FICO ≥740
2026-09-116.881%
2026-08-266.578%
2026-08-116.638%
2026-07-276.578%
2026-07-106.426%
2026-06-246.371%
2026-06-086.437%
2026-05-216.494%
2026-05-066.24%
2026-04-216.138%
2026-04-036.287%
2026-03-196.178%
2026-03-045.918%
2026-02-175.882%
2026-01-305.975%
2026-01-145.947%
2025-12-296.052%
2025-12-106.177%
2025-11-216.13%
2025-11-056.141%
2025-10-216.048%
2025-10-036.154%
2025-09-186.169%
2025-09-036.389%
2025-08-186.523%
2025-08-016.565%
2025-07-176.715%
2025-07-016.558%
2025-06-126.698%
2025-05-286.817%
2025-05-126.739%
2025-04-256.671%
2025-04-106.755%
2025-03-266.609%
2025-03-116.535%
2025-02-246.641%
2025-02-066.716%
2025-01-226.839%
2025-01-066.825%
2024-12-176.647%
2024-12-026.604%
2024-11-136.692%
2024-10-286.667%
2024-10-106.323%
2024-09-255.993%
2024-09-106.042%
2024-08-226.319%
2024-08-076.412%
2024-07-236.684%
2024-07-086.782%
2024-06-206.771%
2024-06-046.826%
2024-05-176.841%
2024-05-027.128%
2024-04-177.099%
2024-04-026.765%
2024-03-186.834%
2024-03-016.754%
2024-02-146.727%
2024-01-306.483%
2024-01-126.475%
2023-12-276.437%
2023-12-116.878%
2023-11-227.091%
2023-11-037.35%
2023-10-197.739%
2023-10-037.529%
2023-09-187.124%
2023-08-316.964%
2023-08-167.105%
2023-08-016.822%
2023-07-176.674%
2023-06-296.68%
2023-06-136.588%
2023-05-266.727%
2023-05-116.191%
2023-04-266.301%
2023-04-116.269%
2023-03-276.229%
2023-03-106.604%
2023-02-236.582%
2023-02-076.154%
2023-01-236.059%
2023-01-046.355%
2022-12-166.138%
2022-12-016.279%
2022-11-146.603%
2022-10-276.843%
2022-10-126.875%
2022-09-266.65%
2022-09-095.861%
2022-08-245.63%
2022-08-095.289%
2022-07-255.477%
2022-07-085.68%
2022-06-225.775%
2022-06-065.366%
2022-05-195.307%
2022-05-045.396%
2022-04-195.218%
2022-04-044.737%
2022-03-174.392%
2022-03-023.962%
2022-02-144.022%
2022-01-283.655%
2022-01-123.486%
2021-12-273.191%
2021-12-093.198%
2021-11-223.2%
2021-11-043.106%
2021-10-203.163%
2021-10-043.059%
2021-09-172.957%
2021-09-012.94%
2021-08-172.932%
2021-08-022.851%
2021-07-162.95%
2021-06-303.053%
2021-06-153.043%
2021-05-273.052%
2021-05-123.092%
2021-04-273.065%
2021-04-123.167%
2021-03-263.192%
2021-03-113.113%
2021-02-243.031%
2021-02-082.79%
2021-01-222.772%
2021-01-062.75%
2020-12-182.716%
2020-12-032.742%
2020-11-172.758%
2020-10-302.804%
2020-10-152.807%
2020-09-292.823%
2020-09-142.85%
2020-08-272.846%
2020-08-112.783%
2020-07-272.896%
2020-07-102.94%
2020-06-243.074%
2020-06-093.113%
2020-05-223.125%
2020-05-073.234%
2020-04-223.308%
2020-04-073.348%
2020-03-233.381%
2020-03-063.174%
2020-02-203.55%
2020-02-043.559%
2020-01-173.749%
2020-01-023.803%
2019-12-163.841%
2019-11-293.795%
2019-11-133.862%
2019-10-283.91%
2019-10-093.714%
2019-09-243.773%
2019-09-093.631%
2019-08-223.729%
2019-08-073.719%
2019-07-233.923%
2019-07-083.905%
2019-06-203.857%
2019-06-053.993%
2019-05-204.235%
2019-05-034.315%
2019-04-184.336%
2019-04-034.301%
2019-03-194.403%
2019-03-044.569%
2019-02-144.574%
2019-01-304.618%
2019-01-144.627%
2018-12-264.768%
2018-12-104.841%
2018-11-234.899%
2018-11-065.103%
2018-10-225.042%
2018-10-045.004%
2018-09-194.875%
2018-09-044.747%
2018-08-174.737%
2018-08-024.783%
2018-07-184.709%
2018-07-024.721%
2018-06-154.716%
2018-05-314.666%
2018-05-154.806%
2018-04-304.721%
2018-04-134.596%
2018-03-294.596%
2018-03-134.588%
2018-02-264.546%
2018-02-084.543%
2018-01-244.296%
2018-01-084.151%
2017-12-204.158%
2017-12-054.089%
2017-11-174.072%
2017-11-014.096%
2017-10-174.045%
2017-09-294.036%
2017-09-143.995%
2017-08-293.984%
2017-08-144.05%
2017-07-284.119%
2017-07-134.156%
2017-06-274.079%
2017-06-124.088%
2017-05-244.122%
2017-05-094.228%
2017-04-244.158%
2017-04-074.226%
2017-03-234.299%
2017-03-084.376%
2017-02-214.284%
2017-02-034.314%
2017-01-194.342%
2017-01-034.314%
Range on record2.717.78%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltv80-fico740.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.