The Rate Engine

OBMMI — LTV >80, FICO 680–699

7.012per cent, observed 2026-09-11.
OBMMI — LTV >80, FICO 680–6992017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV >80, FICO 680–699
2026-09-117.012%
2026-08-266.791%
2026-08-116.731%
2026-07-276.911%
2026-07-106.716%
2026-06-246.6%
2026-06-086.621%
2026-05-216.749%
2026-05-066.525%
2026-04-216.448%
2026-04-036.498%
2026-03-196.4%
2026-03-046.121%
2026-02-176.206%
2026-01-306.365%
2026-01-146.331%
2025-12-296.447%
2025-12-106.38%
2025-11-216.463%
2025-11-056.497%
2025-10-216.419%
2025-10-036.413%
2025-09-186.535%
2025-09-036.716%
2025-08-186.71%
2025-08-016.927%
2025-07-177.022%
2025-07-016.923%
2025-06-126.984%
2025-05-286.898%
2025-05-126.995%
2025-04-256.928%
2025-04-106.968%
2025-03-266.816%
2025-03-116.791%
2025-02-246.95%
2025-02-066.957%
2025-01-227.069%
2025-01-067.091%
2024-12-176.983%
2024-12-026.834%
2024-11-137.025%
2024-10-287.035%
2024-10-106.568%
2024-09-256.196%
2024-09-106.409%
2024-08-226.593%
2024-08-076.679%
2024-07-236.965%
2024-07-087.115%
2024-06-207.022%
2024-06-047.205%
2024-05-177.11%
2024-05-027.394%
2024-04-177.268%
2024-04-027.064%
2024-03-187.073%
2024-03-017.099%
2024-02-146.845%
2024-01-306.751%
2024-01-126.823%
2023-12-276.764%
2023-12-117.173%
2023-11-227.417%
2023-11-037.659%
2023-10-197.951%
2023-10-037.723%
2023-09-187.266%
2023-08-317.243%
2023-08-167.343%
2023-08-017.046%
2023-07-176.933%
2023-06-296.905%
2023-06-136.88%
2023-05-267.087%
2023-05-116.516%
2023-04-266.536%
2023-04-116.607%
2023-03-276.616%
2023-03-106.932%
2023-02-236.847%
2023-02-076.418%
2023-01-236.517%
2023-01-046.612%
2022-12-166.416%
2022-12-016.583%
2022-11-146.838%
2022-10-277.105%
2022-10-127.058%
2022-09-266.828%
2022-09-096.091%
2022-08-245.884%
2022-08-095.705%
2022-07-255.899%
2022-07-085.986%
2022-06-226.098%
2022-06-065.789%
2022-05-195.675%
2022-05-045.679%
2022-04-195.578%
2022-04-045.057%
2022-03-174.725%
2022-03-024.305%
2022-02-144.342%
2022-01-283.856%
2022-01-123.75%
2021-12-273.573%
2021-12-093.556%
2021-11-223.492%
2021-11-043.399%
2021-10-203.424%
2021-10-043.308%
2021-09-173.247%
2021-09-013.212%
2021-08-173.251%
2021-08-023.13%
2021-07-163.269%
2021-06-303.31%
2021-06-153.326%
2021-05-273.314%
2021-05-123.359%
2021-04-273.328%
2021-04-123.425%
2021-03-263.464%
2021-03-113.357%
2021-02-243.255%
2021-02-082.996%
2021-01-222.964%
2021-01-062.929%
2020-12-182.906%
2020-12-032.925%
2020-11-172.962%
2020-10-303.04%
2020-10-153.058%
2020-09-293.05%
2020-09-143.117%
2020-08-273.147%
2020-08-113.136%
2020-07-273.212%
2020-07-103.234%
2020-06-243.413%
2020-06-093.475%
2020-05-223.501%
2020-05-073.563%
2020-04-223.586%
2020-04-073.643%
2020-03-233.596%
2020-03-063.496%
2020-02-203.916%
2020-02-043.931%
2020-01-174.043%
2020-01-024.127%
2019-12-164.183%
2019-11-294.019%
2019-11-134.214%
2019-10-284.343%
2019-10-094.096%
2019-09-244.127%
2019-09-093.986%
2019-08-224.075%
2019-08-074.072%
2019-07-234.26%
2019-07-084.244%
2019-06-204.228%
2019-06-054.312%
2019-05-204.591%
2019-05-034.634%
2019-04-184.691%
2019-04-034.618%
2019-03-194.79%
2019-03-044.862%
2019-02-144.854%
2019-01-304.911%
2019-01-144.946%
2018-12-265.109%
2018-12-105.038%
2018-11-235.152%
2018-11-065.395%
2018-10-225.29%
2018-10-045.226%
2018-09-195.139%
2018-09-044.97%
2018-08-174.972%
2018-08-025.061%
2018-07-184.977%
2018-07-024.957%
2018-06-154.998%
2018-05-314.94%
2018-05-155.06%
2018-04-304.999%
2018-04-134.903%
2018-03-294.894%
2018-03-134.882%
2018-02-264.843%
2018-02-084.756%
2018-01-244.562%
2018-01-084.404%
2017-12-204.522%
2017-12-054.459%
2017-11-174.375%
2017-11-014.392%
2017-10-174.35%
2017-09-294.317%
2017-09-144.264%
2017-08-294.277%
2017-08-144.31%
2017-07-284.41%
2017-07-134.504%
2017-06-274.328%
2017-06-124.379%
2017-05-244.381%
2017-05-094.464%
2017-04-244.47%
2017-04-074.475%
2017-03-234.505%
2017-03-084.632%
2017-02-214.574%
2017-02-034.479%
2017-01-194.631%
2017-01-034.538%
Range on record2.888.03%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltvgt80-fico680.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.