The Rate Engine

OBMMI — LTV ≤80, FICO <680

7.099per cent, observed 2026-09-11.
OBMMI — LTV ≤80, FICO <6802017-01-032026-09-11
Table view — 220 observations
DateOBMMI — LTV ≤80, FICO <680
2026-09-117.099%
2026-08-266.848%
2026-08-116.816%
2026-07-276.794%
2026-07-106.571%
2026-06-246.61%
2026-06-086.629%
2026-05-216.701%
2026-05-066.476%
2026-04-216.403%
2026-04-036.474%
2026-03-196.344%
2026-03-046.064%
2026-02-176.191%
2026-01-306.168%
2026-01-146.15%
2025-12-296.274%
2025-12-106.327%
2025-11-216.395%
2025-11-056.427%
2025-10-216.291%
2025-10-036.458%
2025-09-186.454%
2025-09-036.53%
2025-08-186.736%
2025-08-016.801%
2025-07-176.901%
2025-07-016.757%
2025-06-127.011%
2025-05-287.059%
2025-05-126.977%
2025-04-256.869%
2025-04-106.98%
2025-03-266.937%
2025-03-116.685%
2025-02-246.817%
2025-02-066.888%
2025-01-226.882%
2025-01-067.038%
2024-12-176.87%
2024-12-026.848%
2024-11-136.897%
2024-10-286.848%
2024-10-106.573%
2024-09-256.213%
2024-09-106.322%
2024-08-226.591%
2024-08-076.692%
2024-07-236.978%
2024-07-087.056%
2024-06-206.948%
2024-06-047.068%
2024-05-177.016%
2024-05-027.25%
2024-04-177.26%
2024-04-027.013%
2024-03-187.033%
2024-03-016.984%
2024-02-146.906%
2024-01-306.777%
2024-01-126.815%
2023-12-276.63%
2023-12-117.183%
2023-11-227.26%
2023-11-037.513%
2023-10-197.845%
2023-10-037.59%
2023-09-187.307%
2023-08-317.211%
2023-08-167.37%
2023-08-017.051%
2023-07-176.884%
2023-06-296.923%
2023-06-136.796%
2023-05-266.902%
2023-05-116.505%
2023-04-266.583%
2023-04-116.521%
2023-03-276.502%
2023-03-106.806%
2023-02-236.761%
2023-02-076.564%
2023-01-236.423%
2023-01-046.544%
2022-12-166.512%
2022-12-016.63%
2022-11-147.017%
2022-10-277.158%
2022-10-127.081%
2022-09-266.864%
2022-09-096.267%
2022-08-245.977%
2022-08-095.848%
2022-07-255.97%
2022-07-086.142%
2022-06-226.157%
2022-06-065.709%
2022-05-195.694%
2022-05-045.781%
2022-04-195.595%
2022-04-045.138%
2022-03-174.795%
2022-03-024.316%
2022-02-144.362%
2022-01-284.009%
2022-01-123.803%
2021-12-273.594%
2021-12-093.57%
2021-11-223.581%
2021-11-043.47%
2021-10-203.508%
2021-10-043.373%
2021-09-173.35%
2021-09-013.324%
2021-08-173.311%
2021-08-023.226%
2021-07-163.338%
2021-06-303.458%
2021-06-153.431%
2021-05-273.46%
2021-05-123.483%
2021-04-273.47%
2021-04-123.541%
2021-03-263.538%
2021-03-113.479%
2021-02-243.402%
2021-02-083.129%
2021-01-223.095%
2021-01-063.099%
2020-12-183.063%
2020-12-033.079%
2020-11-173.114%
2020-10-303.162%
2020-10-153.185%
2020-09-293.179%
2020-09-143.216%
2020-08-273.289%
2020-08-113.25%
2020-07-273.337%
2020-07-103.331%
2020-06-243.515%
2020-06-093.559%
2020-05-223.631%
2020-05-073.64%
2020-04-223.699%
2020-04-073.742%
2020-03-233.685%
2020-03-063.636%
2020-02-204.04%
2020-02-044.055%
2020-01-174.209%
2020-01-024.239%
2019-12-164.342%
2019-11-294.186%
2019-11-134.365%
2019-10-284.442%
2019-10-094.214%
2019-09-244.413%
2019-09-094.199%
2019-08-224.327%
2019-08-074.226%
2019-07-234.538%
2019-07-084.457%
2019-06-204.353%
2019-06-054.549%
2019-05-204.687%
2019-05-034.756%
2019-04-184.813%
2019-04-034.816%
2019-03-194.982%
2019-03-045.046%
2019-02-144.985%
2019-01-305.095%
2019-01-145.052%
2018-12-265.17%
2018-12-105.282%
2018-11-235.361%
2018-11-065.45%
2018-10-225.466%
2018-10-045.332%
2018-09-195.245%
2018-09-045.214%
2018-08-175.149%
2018-08-025.118%
2018-07-185.05%
2018-07-025.171%
2018-06-155.143%
2018-05-315.091%
2018-05-155.242%
2018-04-305.121%
2018-04-135.077%
2018-03-294.971%
2018-03-134.911%
2018-02-264.998%
2018-02-084.912%
2018-01-244.719%
2018-01-084.534%
2017-12-204.57%
2017-12-054.48%
2017-11-174.518%
2017-11-014.429%
2017-10-174.455%
2017-09-294.457%
2017-09-144.379%
2017-08-294.445%
2017-08-144.465%
2017-07-284.46%
2017-07-134.6%
2017-06-274.536%
2017-06-124.507%
2017-05-244.589%
2017-05-094.604%
2017-04-244.586%
2017-04-074.666%
2017-03-234.686%
2017-03-084.784%
2017-02-214.666%
2017-02-034.67%
2017-01-194.72%
2017-01-034.745%
Range on record2.817.92%since 2017-01-03
Observations2,422daily
CountryUSmortgage

Source

Source
Optimal Blue
Observation date
Vintage
Retrieved

Optimal Blue, Optimal Blue Mortgage Market Indices™ (OBMMI™), retrieved from FRED, Federal Reserve Bank of St. Louis.

Source disclaimer

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day.

Full terms

Data

The full series is available as JSON at /data/series/us-obmmi-30y-ltv80-ficolt680.json — please take this series from the original provider rather than from us, as it is third-party copyrighted.