The Rate Engine

Interest rates in March 2026

Every rate we track, as it stood on 2026-03-31. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2026-02 · 2026-04

auto

card

consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US11.36%2026-02-01

Deposit & savings rates

SeriesCountryRateAs of
FDIC national average interest checking rateUS0.07%2026-03-01
FDIC national average savings rateUS0.39%2026-03-01
Household deposit rate (agreed maturity, new business) — ATAT1.63%2026-03-01
Household deposit rate (agreed maturity, new business) — BEBE1.77%2026-03-01
Household deposit rate (agreed maturity, new business) — BGBG1.20%2026-03-01
Household deposit rate (agreed maturity, new business) — CYCY1.16%2026-03-01
Household deposit rate (agreed maturity, new business) — DEDE1.93%2026-03-01
Household deposit rate (agreed maturity, new business) — EEEE2.15%2026-03-01
Household deposit rate (agreed maturity, new business) — ESES1.75%2026-03-01
Household deposit rate (agreed maturity, new business) — FIFI2.37%2026-03-01
Household deposit rate (agreed maturity, new business) — FRFR2.18%2026-03-01
Household deposit rate (agreed maturity, new business) — GRGR1.11%2026-03-01
Household deposit rate (agreed maturity, new business) — HRHR1.67%2026-03-01
Household deposit rate (agreed maturity, new business) — IEIE1.85%2026-03-01
Household deposit rate (agreed maturity, new business) — ITIT2.29%2026-03-01
Household deposit rate (agreed maturity, new business) — LTLT1.63%2026-03-01
Household deposit rate (agreed maturity, new business) — LULU1.70%2026-03-01
Household deposit rate (agreed maturity, new business) — LVLV2.00%2026-03-01
Household deposit rate (agreed maturity, new business) — MTMT1.96%2026-03-01
Household deposit rate (agreed maturity, new business) — NLNL2.40%2026-03-01
Household deposit rate (agreed maturity, new business) — PTPT1.42%2026-03-01
Household deposit rate (agreed maturity, new business) — SISI1.17%2026-03-01
Household deposit rate (agreed maturity, new business) — SKSK2.21%2026-03-01
Household deposit rate (agreed maturity, new business) — U2U21.86%2026-03-01
UK 2-year fixed rate savings bondGB3.51%2026-03-31
UK instant access savings rateGB2.13%2026-03-31

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US5.75%2026-03-26
30-year fixed rate mortgage average (PMMS)US6.38%2026-03-26
Alabama — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Alabama — 75th percentile (dearer quarter), conventional home purchaseUS7.44%2024-01-01
Alabama — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Alaska — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Alaska — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
Alaska — Median rate paid, conventional home purchaseUS6.56%2024-01-01
Arizona — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Arizona — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Arizona — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Arkansas — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Arkansas — 75th percentile (dearer quarter), conventional home purchaseUS7.44%2024-01-01
Arkansas — Median rate paid, conventional home purchaseUS6.94%2024-01-01
California — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
California — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
California — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Colorado — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Colorado — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Colorado — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Connecticut — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Connecticut — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Connecticut — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Delaware — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
Delaware — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Delaware — Median rate paid, conventional home purchaseUS6.69%2024-01-01
District of Columbia — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
District of Columbia — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
District of Columbia — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Florida — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
Florida — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Florida — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Georgia — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Georgia — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Georgia — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Hawaii — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
Hawaii — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Hawaii — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Idaho — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Idaho — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
Idaho — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Illinois — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Illinois — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Illinois — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Indiana — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Indiana — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Indiana — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Iowa — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Iowa — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
Iowa — Median rate paid, conventional home purchaseUS6.56%2024-01-01
Kansas — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Kansas — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Kansas — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Kentucky — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Kentucky — 75th percentile (dearer quarter), conventional home purchaseUS7.31%2024-01-01
Kentucky — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Louisiana — 25th percentile (cheaper quarter), conventional home purchaseUS6.56%2024-01-01
Louisiana — 75th percentile (dearer quarter), conventional home purchaseUS7.56%2024-01-01
Louisiana — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Maine — 25th percentile (cheaper quarter), conventional home purchaseUS6.56%2024-01-01
Maine — 75th percentile (dearer quarter), conventional home purchaseUS7.31%2024-01-01
Maine — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Maryland — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Maryland — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Maryland — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Massachusetts — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
Massachusetts — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
Massachusetts — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Michigan — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Michigan — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Michigan — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Minnesota — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Minnesota — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Minnesota — Median rate paid, conventional home purchaseUS6.81%2024-01-01
Mississippi — 25th percentile (cheaper quarter), conventional home purchaseUS6.56%2024-01-01
Mississippi — 75th percentile (dearer quarter), conventional home purchaseUS8.81%2024-01-01
Mississippi — Median rate paid, conventional home purchaseUS7.19%2024-01-01
Missouri — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Missouri — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Missouri — Median rate paid, conventional home purchaseUS6.81%2024-01-01
Montana — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Montana — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Montana — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Mortgage rate (loans to households for house purchase, new business) — ATAT3.45%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — BEBE3.44%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — BGBG2.45%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — CYCY3.27%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — DEDE3.72%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — EEEE3.89%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — ESES2.75%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — FIFI2.96%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — FRFR3.10%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — GRGR3.40%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — HRHR2.99%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.50%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — ITIT3.39%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — LTLT3.78%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — LULU3.47%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — LVLV4.05%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.02%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — NLNL3.47%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — PTPT2.81%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.94%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — SKSK3.37%2026-03-01
Mortgage rate (loans to households for house purchase, new business) — U2U23.35%2026-03-01
Nebraska — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Nebraska — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Nebraska — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Nevada — 25th percentile (cheaper quarter), conventional home purchaseUS6.06%2024-01-01
Nevada — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Nevada — Median rate paid, conventional home purchaseUS6.69%2024-01-01
New Hampshire — 25th percentile (cheaper quarter), conventional home purchaseUS6.56%2024-01-01
New Hampshire — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
New Hampshire — Median rate paid, conventional home purchaseUS6.94%2024-01-01
New Jersey — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
New Jersey — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
New Jersey — Median rate paid, conventional home purchaseUS6.69%2024-01-01
New Mexico — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
New Mexico — 75th percentile (dearer quarter), conventional home purchaseUS7.44%2024-01-01
New Mexico — Median rate paid, conventional home purchaseUS6.94%2024-01-01
New York — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
New York — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
New York — Median rate paid, conventional home purchaseUS6.69%2024-01-01
North Carolina — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
North Carolina — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
North Carolina — Median rate paid, conventional home purchaseUS6.69%2024-01-01
North Dakota — 25th percentile (cheaper quarter), conventional home purchaseUS5.94%2024-01-01
North Dakota — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
North Dakota — Median rate paid, conventional home purchaseUS6.56%2024-01-01
OBMMI — 15-Year Fixed Rate ConformingUS5.67%2026-03-31
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS6.35%2026-03-31
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS6.24%2026-03-31
OBMMI — FHA 30-Year FixedUS6.07%2026-03-31
OBMMI — Jumbo 30-Year FixedUS6.55%2026-03-31
OBMMI — LTV >80, FICO <680US6.55%2026-03-31
OBMMI — LTV >80, FICO ≥740US6.35%2026-03-31
OBMMI — LTV >80, FICO 680–699US6.53%2026-03-31
OBMMI — LTV >80, FICO 700–719US6.43%2026-03-31
OBMMI — LTV >80, FICO 720–739US6.42%2026-03-31
OBMMI — LTV ≤80, FICO <680US6.46%2026-03-31
OBMMI — LTV ≤80, FICO ≥740US6.29%2026-03-31
OBMMI — LTV ≤80, FICO 680–699US6.47%2026-03-31
OBMMI — LTV ≤80, FICO 700–719US6.42%2026-03-31
OBMMI — LTV ≤80, FICO 720–739US6.27%2026-03-31
OBMMI — USDA 30-Year FixedUS6.09%2026-03-31
OBMMI — VA 30-Year FixedUS5.96%2026-03-31
Ohio — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Ohio — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Ohio — Median rate paid, conventional home purchaseUS6.81%2024-01-01
Oklahoma — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Oklahoma — 75th percentile (dearer quarter), conventional home purchaseUS7.31%2024-01-01
Oklahoma — Median rate paid, conventional home purchaseUS6.94%2024-01-01
Oregon — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Oregon — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Oregon — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Pennsylvania — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Pennsylvania — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Pennsylvania — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA5.49%2026-03-25
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA6.05%2026-03-25
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA6.09%2026-03-25
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.01%2026-03-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA2.45%2026-03-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA2.52%2026-03-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA2.75%2026-03-25
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.01%2026-03-25
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA2.65%2026-03-25
Posted rate (major chartered banks) — Prime rateCA4.45%2026-03-25
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA7.92%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA5.15%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA3.86%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.96%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.79%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA4.15%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA8.09%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA5.31%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA3.91%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA4.22%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.84%2026-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA4.19%2026-03-01
Rhode Island — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Rhode Island — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Rhode Island — Median rate paid, conventional home purchaseUS6.81%2024-01-01
South Carolina — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
South Carolina — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
South Carolina — Median rate paid, conventional home purchaseUS6.69%2024-01-01
South Dakota — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
South Dakota — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
South Dakota — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Tennessee — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Tennessee — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Tennessee — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Texas — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Texas — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Texas — Median rate paid, conventional home purchaseUS6.69%2024-01-01
UK 2-year fixed mortgage rate (75% LTV)GB4.45%2026-03-31
UK 5-year fixed mortgage rate (75% LTV)GB4.36%2026-03-31
Utah — 25th percentile (cheaper quarter), conventional home purchaseUS6.19%2024-01-01
Utah — 75th percentile (dearer quarter), conventional home purchaseUS6.94%2024-01-01
Utah — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Vermont — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
Vermont — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Vermont — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Virginia — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Virginia — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Virginia — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Washington — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
Washington — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Washington — Median rate paid, conventional home purchaseUS6.69%2024-01-01
West Virginia — 25th percentile (cheaper quarter), conventional home purchaseUS6.31%2024-01-01
West Virginia — 75th percentile (dearer quarter), conventional home purchaseUS7.31%2024-01-01
West Virginia — Median rate paid, conventional home purchaseUS6.81%2024-01-01
Wisconsin — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Wisconsin — 75th percentile (dearer quarter), conventional home purchaseUS7.06%2024-01-01
Wisconsin — Median rate paid, conventional home purchaseUS6.69%2024-01-01
Wyoming — 25th percentile (cheaper quarter), conventional home purchaseUS6.44%2024-01-01
Wyoming — 75th percentile (dearer quarter), conventional home purchaseUS7.19%2024-01-01
Wyoming — Median rate paid, conventional home purchaseUS6.69%2024-01-01

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA2.25%2026-03-31
Bank of England Bank RateGB3.75%2026-03-31
ECB deposit facility rateU22.00%2026-03-31

About this snapshot

272 series had published data by 2026-03-31. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.