| 15-year fixed rate mortgage average (PMMS) | US | 5.44% | 2025-12-31 |
| 30-year fixed rate mortgage average (PMMS) | US | 6.15% | 2025-12-31 |
| Alabama — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Alabama — 75th percentile (dearer quarter), conventional home purchase | US | 7.44% | 2024-01-01 |
| Alabama — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Alaska — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Alaska — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| Alaska — Median rate paid, conventional home purchase | US | 6.56% | 2024-01-01 |
| Arizona — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Arizona — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Arizona — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Arkansas — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Arkansas — 75th percentile (dearer quarter), conventional home purchase | US | 7.44% | 2024-01-01 |
| Arkansas — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| California — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| California — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| California — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Colorado — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Colorado — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Colorado — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Connecticut — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Connecticut — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Connecticut — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Delaware — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| Delaware — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Delaware — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| District of Columbia — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| District of Columbia — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| District of Columbia — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Florida — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| Florida — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Florida — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Georgia — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Georgia — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Georgia — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Hawaii — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| Hawaii — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Hawaii — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Idaho — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Idaho — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| Idaho — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Illinois — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Illinois — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Illinois — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Indiana — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Indiana — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Indiana — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Iowa — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Iowa — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| Iowa — Median rate paid, conventional home purchase | US | 6.56% | 2024-01-01 |
| Kansas — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Kansas — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Kansas — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Kentucky — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Kentucky — 75th percentile (dearer quarter), conventional home purchase | US | 7.31% | 2024-01-01 |
| Kentucky — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Louisiana — 25th percentile (cheaper quarter), conventional home purchase | US | 6.56% | 2024-01-01 |
| Louisiana — 75th percentile (dearer quarter), conventional home purchase | US | 7.56% | 2024-01-01 |
| Louisiana — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Maine — 25th percentile (cheaper quarter), conventional home purchase | US | 6.56% | 2024-01-01 |
| Maine — 75th percentile (dearer quarter), conventional home purchase | US | 7.31% | 2024-01-01 |
| Maine — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Maryland — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Maryland — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Maryland — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Massachusetts — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| Massachusetts — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| Massachusetts — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Michigan — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Michigan — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Michigan — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Minnesota — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Minnesota — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Minnesota — Median rate paid, conventional home purchase | US | 6.81% | 2024-01-01 |
| Mississippi — 25th percentile (cheaper quarter), conventional home purchase | US | 6.56% | 2024-01-01 |
| Mississippi — 75th percentile (dearer quarter), conventional home purchase | US | 8.81% | 2024-01-01 |
| Mississippi — Median rate paid, conventional home purchase | US | 7.19% | 2024-01-01 |
| Missouri — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Missouri — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Missouri — Median rate paid, conventional home purchase | US | 6.81% | 2024-01-01 |
| Montana — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Montana — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Montana — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Mortgage rate (loans to households for house purchase, new business) — AT | AT | 3.38% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — BE | BE | 3.45% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — CY | CY | 3.27% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — DE | DE | 3.71% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — EE | EE | 3.78% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — ES | ES | 2.62% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — FI | FI | 2.82% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — FR | FR | 2.99% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — GR | GR | 3.43% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — HR | HR | 3.04% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — IE | IE | 3.52% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — IT | IT | 3.40% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — LT | LT | 3.68% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — LU | LU | 3.47% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — LV | LV | 3.81% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — MT | MT | 2.00% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — NL | NL | 3.51% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — PT | PT | 2.85% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — SI | SI | 2.86% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — SK | SK | 3.41% | 2025-12-01 |
| Mortgage rate (loans to households for house purchase, new business) — U2 | U2 | 3.32% | 2025-12-01 |
| Nebraska — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Nebraska — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Nebraska — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Nevada — 25th percentile (cheaper quarter), conventional home purchase | US | 6.06% | 2024-01-01 |
| Nevada — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Nevada — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| New Hampshire — 25th percentile (cheaper quarter), conventional home purchase | US | 6.56% | 2024-01-01 |
| New Hampshire — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| New Hampshire — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| New Jersey — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| New Jersey — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| New Jersey — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| New Mexico — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| New Mexico — 75th percentile (dearer quarter), conventional home purchase | US | 7.44% | 2024-01-01 |
| New Mexico — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| New York — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| New York — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| New York — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| North Carolina — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| North Carolina — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| North Carolina — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| North Dakota — 25th percentile (cheaper quarter), conventional home purchase | US | 5.94% | 2024-01-01 |
| North Dakota — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| North Dakota — Median rate paid, conventional home purchase | US | 6.56% | 2024-01-01 |
| OBMMI — 15-Year Fixed Rate Conforming | US | 5.33% | 2025-12-31 |
| OBMMI — 30-Year Fixed Rate Conforming Mortgage Index | US | 6.16% | 2025-12-31 |
| OBMMI — 30-Year Fixed Rate Conforming, Non-Adjusted | US | 6.02% | 2025-12-31 |
| OBMMI — FHA 30-Year Fixed | US | 6.02% | 2025-12-31 |
| OBMMI — Jumbo 30-Year Fixed | US | 6.33% | 2025-12-31 |
| OBMMI — LTV >80, FICO <680 | US | 6.53% | 2025-12-31 |
| OBMMI — LTV >80, FICO ≥740 | US | 6.18% | 2025-12-31 |
| OBMMI — LTV >80, FICO 680–699 | US | 6.34% | 2025-12-31 |
| OBMMI — LTV >80, FICO 700–719 | US | 6.37% | 2025-12-31 |
| OBMMI — LTV >80, FICO 720–739 | US | 6.26% | 2025-12-31 |
| OBMMI — LTV ≤80, FICO <680 | US | 6.23% | 2025-12-31 |
| OBMMI — LTV ≤80, FICO ≥740 | US | 6.06% | 2025-12-31 |
| OBMMI — LTV ≤80, FICO 680–699 | US | 6.17% | 2025-12-31 |
| OBMMI — LTV ≤80, FICO 700–719 | US | 6.18% | 2025-12-31 |
| OBMMI — LTV ≤80, FICO 720–739 | US | 6.22% | 2025-12-31 |
| OBMMI — USDA 30-Year Fixed | US | 5.97% | 2025-12-31 |
| OBMMI — VA 30-Year Fixed | US | 5.76% | 2025-12-31 |
| Ohio — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Ohio — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Ohio — Median rate paid, conventional home purchase | US | 6.81% | 2024-01-01 |
| Oklahoma — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Oklahoma — 75th percentile (dearer quarter), conventional home purchase | US | 7.31% | 2024-01-01 |
| Oklahoma — Median rate paid, conventional home purchase | US | 6.94% | 2024-01-01 |
| Oregon — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Oregon — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Oregon — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Pennsylvania — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Pennsylvania — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Pennsylvania — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Posted rate (major chartered banks) — Conventional mortgage: 1-year | CA | 5.84% | 2025-12-31 |
| Posted rate (major chartered banks) — Conventional mortgage: 3-year | CA | 6.05% | 2025-12-31 |
| Posted rate (major chartered banks) — Conventional mortgage: 5-year | CA | 6.09% | 2025-12-31 |
| Posted rate (major chartered banks) — Daily interest savings (balances over $100,000) | CA | 0.01% | 2025-12-31 |
| Posted rate (major chartered banks) — Guaranteed investment certificates: 1-year | CA | 2.45% | 2025-12-31 |
| Posted rate (major chartered banks) — Guaranteed investment certificates: 3-year | CA | 2.52% | 2025-12-31 |
| Posted rate (major chartered banks) — Guaranteed investment certificates: 5-year | CA | 2.75% | 2025-12-31 |
| Posted rate (major chartered banks) — Non-chequable savings deposits | CA | 0.01% | 2025-12-31 |
| Posted rate (major chartered banks) — Personal deposits: 5-year fixed term | CA | 2.65% | 2025-12-31 |
| Posted rate (major chartered banks) — Prime rate | CA | 4.45% | 2025-12-31 |
| Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 year | CA | 7.76% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 years | CA | 5.27% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 years | CA | 3.86% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and over | CA | 3.97% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rate | CA | 3.80% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, insured, Total | CA | 4.16% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 year | CA | 7.70% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 years | CA | 5.50% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 years | CA | 4.02% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and over | CA | 4.31% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rate | CA | 3.88% | 2025-12-01 |
| Rate actually charged on new mortgage lending — Residential mortgages, uninsured, Total | CA | 4.28% | 2025-12-01 |
| Rhode Island — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Rhode Island — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Rhode Island — Median rate paid, conventional home purchase | US | 6.81% | 2024-01-01 |
| South Carolina — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| South Carolina — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| South Carolina — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| South Dakota — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| South Dakota — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| South Dakota — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Tennessee — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Tennessee — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Tennessee — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Texas — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Texas — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Texas — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| UK 2-year fixed mortgage rate (75% LTV) | GB | 3.97% | 2025-12-31 |
| UK 5-year fixed mortgage rate (75% LTV) | GB | 3.99% | 2025-12-31 |
| Utah — 25th percentile (cheaper quarter), conventional home purchase | US | 6.19% | 2024-01-01 |
| Utah — 75th percentile (dearer quarter), conventional home purchase | US | 6.94% | 2024-01-01 |
| Utah — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Vermont — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| Vermont — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Vermont — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Virginia — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Virginia — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Virginia — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Washington — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| Washington — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Washington — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| West Virginia — 25th percentile (cheaper quarter), conventional home purchase | US | 6.31% | 2024-01-01 |
| West Virginia — 75th percentile (dearer quarter), conventional home purchase | US | 7.31% | 2024-01-01 |
| West Virginia — Median rate paid, conventional home purchase | US | 6.81% | 2024-01-01 |
| Wisconsin — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Wisconsin — 75th percentile (dearer quarter), conventional home purchase | US | 7.06% | 2024-01-01 |
| Wisconsin — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |
| Wyoming — 25th percentile (cheaper quarter), conventional home purchase | US | 6.44% | 2024-01-01 |
| Wyoming — 75th percentile (dearer quarter), conventional home purchase | US | 7.19% | 2024-01-01 |
| Wyoming — Median rate paid, conventional home purchase | US | 6.69% | 2024-01-01 |