The Rate Engine

Interest rates in June 2023

Every rate we track, as it stood on 2023-06-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2023-05 · 2023-07

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US11.48%2023-05-01

Deposit & savings rates

SeriesCountryRateAs of
FDIC national average interest checking rateUS0.07%2023-06-01
FDIC national average savings rateUS0.42%2023-06-01
Household deposit rate (agreed maturity, new business) — ATAT2.70%2023-06-01
Household deposit rate (agreed maturity, new business) — BEBE3.01%2023-06-01
Household deposit rate (agreed maturity, new business) — BGBG1.25%2023-06-01
Household deposit rate (agreed maturity, new business) — CYCY1.32%2023-06-01
Household deposit rate (agreed maturity, new business) — DEDE2.78%2023-06-01
Household deposit rate (agreed maturity, new business) — EEEE3.73%2023-06-01
Household deposit rate (agreed maturity, new business) — ESES2.22%2023-06-01
Household deposit rate (agreed maturity, new business) — FIFI2.83%2023-06-01
Household deposit rate (agreed maturity, new business) — FRFR3.32%2023-06-01
Household deposit rate (agreed maturity, new business) — GRGR1.52%2023-06-01
Household deposit rate (agreed maturity, new business) — HRHR1.07%2023-06-01
Household deposit rate (agreed maturity, new business) — IEIE2.12%2023-06-01
Household deposit rate (agreed maturity, new business) — ITIT3.33%2023-06-01
Household deposit rate (agreed maturity, new business) — LTLT3.26%2023-06-01
Household deposit rate (agreed maturity, new business) — LULU2.88%2023-06-01
Household deposit rate (agreed maturity, new business) — LVLV2.90%2023-06-01
Household deposit rate (agreed maturity, new business) — MTMT2.39%2023-06-01
Household deposit rate (agreed maturity, new business) — NLNL2.55%2023-06-01
Household deposit rate (agreed maturity, new business) — PTPT1.71%2023-06-01
Household deposit rate (agreed maturity, new business) — SISI1.42%2023-06-01
Household deposit rate (agreed maturity, new business) — SKSK2.80%2023-06-01
Household deposit rate (agreed maturity, new business) — U2U22.72%2023-06-01
UK 2-year fixed rate savings bondGB4.40%2023-06-30
UK instant access savings rateGB1.82%2023-06-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US6.06%2023-06-29
30-year fixed rate mortgage average (PMMS)US6.71%2023-06-29
Mortgage rate (loans to households for house purchase, new business) — ATAT3.94%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — BEBE3.64%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — CYCY3.96%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — DEDE4.00%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — EEEE5.61%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — ESES3.84%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — FIFI4.02%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — FRFR3.04%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — GRGR4.07%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — HRHR3.07%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.96%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — ITIT4.24%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — LTLT5.58%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — LULU4.24%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — LVLV5.56%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.27%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — NLNL3.86%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — PTPT4.17%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — SISI4.12%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — SKSK3.92%2023-06-01
Mortgage rate (loans to households for house purchase, new business) — U2U23.71%2023-06-01
OBMMI — 15-Year Fixed Rate ConformingUS6.26%2023-06-30
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS6.78%2023-06-30
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS6.58%2023-06-30
OBMMI — FHA 30-Year FixedUS6.67%2023-06-30
OBMMI — Jumbo 30-Year FixedUS6.99%2023-06-30
OBMMI — LTV >80, FICO <680US7.08%2023-06-30
OBMMI — LTV >80, FICO ≥740US6.76%2023-06-30
OBMMI — LTV >80, FICO 680–699US6.97%2023-06-30
OBMMI — LTV >80, FICO 700–719US6.97%2023-06-30
OBMMI — LTV >80, FICO 720–739US6.89%2023-06-30
OBMMI — LTV ≤80, FICO <680US6.84%2023-06-30
OBMMI — LTV ≤80, FICO ≥740US6.70%2023-06-30
OBMMI — LTV ≤80, FICO 680–699US6.76%2023-06-30
OBMMI — LTV ≤80, FICO 700–719US6.86%2023-06-30
OBMMI — LTV ≤80, FICO 720–739US6.77%2023-06-30
OBMMI — USDA 30-Year FixedUS6.72%2023-06-30
OBMMI — VA 30-Year FixedUS6.53%2023-06-30
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA7.14%2023-06-28
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA6.54%2023-06-28
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA6.49%2023-06-28
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.01%2023-06-28
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA4.45%2023-06-28
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA3.50%2023-06-28
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA3.75%2023-06-28
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.01%2023-06-28
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA3.00%2023-06-28
Posted rate (major chartered banks) — Prime rateCA6.95%2023-06-28
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA8.51%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA5.64%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA5.03%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA4.83%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA7.30%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA5.50%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA7.99%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA5.39%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA5.12%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA5.12%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA7.17%2023-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA5.46%2023-06-01
UK 2-year fixed mortgage rate (75% LTV)GB5.49%2023-06-30
UK 5-year fixed mortgage rate (75% LTV)GB5.16%2023-06-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA4.75%2023-06-30
Bank of England Bank RateGB4.66%2023-06-30
ECB deposit facility rateU23.50%2023-06-30

About this snapshot

118 series had published data by 2023-06-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.