The Rate Engine

Interest rates in March 2020

Every rate we track, as it stood on 2020-03-31. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2020-02 · 2020-04

auto

card

consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US9.63%2020-02-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.19%2020-03-01
Household deposit rate (agreed maturity, new business) — BEBE0.18%2020-03-01
Household deposit rate (agreed maturity, new business) — BGBG0.10%2020-03-01
Household deposit rate (agreed maturity, new business) — CYCY0.12%2020-03-01
Household deposit rate (agreed maturity, new business) — DEDE0.23%2020-03-01
Household deposit rate (agreed maturity, new business) — EEEE0.83%2020-03-01
Household deposit rate (agreed maturity, new business) — ESES0.03%2020-03-01
Household deposit rate (agreed maturity, new business) — FIFI0.15%2020-03-01
Household deposit rate (agreed maturity, new business) — FRFR0.63%2020-03-01
Household deposit rate (agreed maturity, new business) — GRGR0.29%2020-03-01
Household deposit rate (agreed maturity, new business) — HRHR0.09%2020-03-01
Household deposit rate (agreed maturity, new business) — IEIE0.02%2020-03-01
Household deposit rate (agreed maturity, new business) — ITIT1.44%2020-03-01
Household deposit rate (agreed maturity, new business) — LTLT0.18%2020-03-01
Household deposit rate (agreed maturity, new business) — LULU0.05%2020-03-01
Household deposit rate (agreed maturity, new business) — LVLV0.57%2020-03-01
Household deposit rate (agreed maturity, new business) — MTMT0.58%2020-03-01
Household deposit rate (agreed maturity, new business) — NLNL1.06%2020-03-01
Household deposit rate (agreed maturity, new business) — PTPT0.09%2020-03-01
Household deposit rate (agreed maturity, new business) — SISI0.19%2020-03-01
Household deposit rate (agreed maturity, new business) — SKSK0.73%2020-03-01
Household deposit rate (agreed maturity, new business) — U2U20.34%2020-03-01
UK 2-year fixed rate savings bondGB0.97%2020-03-31
UK instant access savings rateGB0.39%2020-03-31

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US2.92%2020-03-26
30-year fixed rate mortgage average (PMMS)US3.50%2020-03-26
Mortgage rate (loans to households for house purchase, new business) — ATAT1.40%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.72%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.09%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.23%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.44%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.80%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.81%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.19%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.71%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — IEIE2.78%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.37%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.28%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.39%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.30%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.69%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — NLNL1.91%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.17%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.15%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.10%2020-03-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.39%2020-03-01
OBMMI — 15-Year Fixed Rate ConformingUS2.91%2020-03-31
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS3.51%2020-03-31
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS3.37%2020-03-31
OBMMI — FHA 30-Year FixedUS3.51%2020-03-31
OBMMI — Jumbo 30-Year FixedUS3.71%2020-03-31
OBMMI — LTV >80, FICO <680US4.17%2020-03-31
OBMMI — LTV >80, FICO ≥740US3.46%2020-03-31
OBMMI — LTV >80, FICO 680–699US3.74%2020-03-31
OBMMI — LTV >80, FICO 700–719US3.73%2020-03-31
OBMMI — LTV >80, FICO 720–739US3.60%2020-03-31
OBMMI — LTV ≤80, FICO <680US3.89%2020-03-31
OBMMI — LTV ≤80, FICO ≥740US3.38%2020-03-31
OBMMI — LTV ≤80, FICO 680–699US3.65%2020-03-31
OBMMI — LTV ≤80, FICO 700–719US3.60%2020-03-31
OBMMI — LTV ≤80, FICO 720–739US3.44%2020-03-31
OBMMI — USDA 30-Year FixedUS3.51%2020-03-31
OBMMI — VA 30-Year FixedUS3.15%2020-03-31
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.29%2020-03-25
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.94%2020-03-25
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA5.04%2020-03-25
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2020-03-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA1.00%2020-03-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.15%2020-03-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.50%2020-03-25
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2020-03-25
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA0.88%2020-03-25
Posted rate (major chartered banks) — Prime rateCA2.95%2020-03-25
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.81%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.40%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA2.72%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA2.71%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA2.64%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.03%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA5.45%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.41%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA2.78%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA2.78%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA2.18%2020-03-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA2.89%2020-03-01
UK 2-year fixed mortgage rate (75% LTV)GB1.40%2020-03-31
UK 5-year fixed mortgage rate (75% LTV)GB1.56%2020-03-31

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA0.25%2020-03-31
Bank of England Bank RateGB0.35%2020-03-31
ECB deposit facility rateU2-0.50%2020-03-31

About this snapshot

115 series had published data by 2020-03-31. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.