The Rate Engine

Interest rates in February 2020

Every rate we track, as it stood on 2020-02-29. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2020-01 · 2020-03

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US9.63%2020-02-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.19%2020-02-01
Household deposit rate (agreed maturity, new business) — BEBE0.19%2020-02-01
Household deposit rate (agreed maturity, new business) — BGBG0.10%2020-02-01
Household deposit rate (agreed maturity, new business) — CYCY0.14%2020-02-01
Household deposit rate (agreed maturity, new business) — DEDE0.25%2020-02-01
Household deposit rate (agreed maturity, new business) — EEEE0.87%2020-02-01
Household deposit rate (agreed maturity, new business) — ESES0.03%2020-02-01
Household deposit rate (agreed maturity, new business) — FIFI0.18%2020-02-01
Household deposit rate (agreed maturity, new business) — FRFR0.77%2020-02-01
Household deposit rate (agreed maturity, new business) — GRGR0.31%2020-02-01
Household deposit rate (agreed maturity, new business) — HRHR0.10%2020-02-01
Household deposit rate (agreed maturity, new business) — IEIE0.03%2020-02-01
Household deposit rate (agreed maturity, new business) — ITIT1.30%2020-02-01
Household deposit rate (agreed maturity, new business) — LTLT0.26%2020-02-01
Household deposit rate (agreed maturity, new business) — LULU0.05%2020-02-01
Household deposit rate (agreed maturity, new business) — LVLV0.47%2020-02-01
Household deposit rate (agreed maturity, new business) — MTMT0.57%2020-02-01
Household deposit rate (agreed maturity, new business) — NLNL1.07%2020-02-01
Household deposit rate (agreed maturity, new business) — PTPT0.10%2020-02-01
Household deposit rate (agreed maturity, new business) — SISI0.16%2020-02-01
Household deposit rate (agreed maturity, new business) — SKSK0.85%2020-02-01
Household deposit rate (agreed maturity, new business) — U2U20.36%2020-02-01
UK 2-year fixed rate savings bondGB0.97%2020-02-29
UK instant access savings rateGB0.41%2020-02-29

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US2.95%2020-02-27
30-year fixed rate mortgage average (PMMS)US3.45%2020-02-27
Mortgage rate (loans to households for house purchase, new business) — ATAT1.38%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.73%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.02%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.29%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.58%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.80%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.77%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.19%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.85%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — IEIE2.88%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.40%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.36%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.38%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.60%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.60%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — NLNL1.92%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.25%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.19%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.08%2020-02-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.41%2020-02-01
OBMMI — 15-Year Fixed Rate ConformingUS2.88%2020-02-28
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS3.44%2020-02-28
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS3.33%2020-02-28
OBMMI — FHA 30-Year FixedUS3.69%2020-02-28
OBMMI — Jumbo 30-Year FixedUS3.58%2020-02-28
OBMMI — LTV >80, FICO <680US4.12%2020-02-28
OBMMI — LTV >80, FICO ≥740US3.38%2020-02-28
OBMMI — LTV >80, FICO 680–699US3.63%2020-02-28
OBMMI — LTV >80, FICO 700–719US3.61%2020-02-28
OBMMI — LTV >80, FICO 720–739US3.48%2020-02-28
OBMMI — LTV ≤80, FICO <680US3.80%2020-02-28
OBMMI — LTV ≤80, FICO ≥740US3.34%2020-02-28
OBMMI — LTV ≤80, FICO 680–699US3.57%2020-02-28
OBMMI — LTV ≤80, FICO 700–719US3.56%2020-02-28
OBMMI — LTV ≤80, FICO 720–739US3.42%2020-02-28
OBMMI — USDA 30-Year FixedUS3.53%2020-02-28
OBMMI — VA 30-Year FixedUS3.18%2020-02-28
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.64%2020-02-26
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.94%2020-02-26
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA5.19%2020-02-26
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2020-02-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA1.35%2020-02-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.80%2020-02-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA2.00%2020-02-26
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2020-02-26
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.25%2020-02-26
Posted rate (major chartered banks) — Prime rateCA3.95%2020-02-26
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.28%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.37%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA2.90%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA2.90%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.91%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.20%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA4.97%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.37%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA2.93%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA2.96%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.68%2020-02-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.17%2020-02-01
UK 2-year fixed mortgage rate (75% LTV)GB1.40%2020-02-29
UK 5-year fixed mortgage rate (75% LTV)GB1.56%2020-02-29

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.75%2020-02-28
Bank of England Bank RateGB0.75%2020-02-29
ECB deposit facility rateU2-0.50%2020-02-29

About this snapshot

115 series had published data by 2020-02-29. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.