The Rate Engine

Interest rates in June 2022

Every rate we track, as it stood on 2022-06-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2022-05 · 2022-07

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US8.73%2022-05-01

Deposit & savings rates

SeriesCountryRateAs of
FDIC national average interest checking rateUS0.03%2022-06-01
FDIC national average savings rateUS0.08%2022-06-01
Household deposit rate (agreed maturity, new business) — ATAT0.35%2022-06-01
Household deposit rate (agreed maturity, new business) — BEBE0.22%2022-06-01
Household deposit rate (agreed maturity, new business) — BGBG0.14%2022-06-01
Household deposit rate (agreed maturity, new business) — CYCY0.05%2022-06-01
Household deposit rate (agreed maturity, new business) — DEDE0.37%2022-06-01
Household deposit rate (agreed maturity, new business) — EEEE0.71%2022-06-01
Household deposit rate (agreed maturity, new business) — ESES0.11%2022-06-01
Household deposit rate (agreed maturity, new business) — FIFI0.38%2022-06-01
Household deposit rate (agreed maturity, new business) — FRFR0.54%2022-06-01
Household deposit rate (agreed maturity, new business) — GRGR0.12%2022-06-01
Household deposit rate (agreed maturity, new business) — HRHR0.10%2022-06-01
Household deposit rate (agreed maturity, new business) — IEIE0.02%2022-06-01
Household deposit rate (agreed maturity, new business) — ITIT0.50%2022-06-01
Household deposit rate (agreed maturity, new business) — LTLT0.31%2022-06-01
Household deposit rate (agreed maturity, new business) — LULU0.15%2022-06-01
Household deposit rate (agreed maturity, new business) — LVLV0.25%2022-06-01
Household deposit rate (agreed maturity, new business) — MTMT0.43%2022-06-01
Household deposit rate (agreed maturity, new business) — NLNL1.28%2022-06-01
Household deposit rate (agreed maturity, new business) — PTPT0.08%2022-06-01
Household deposit rate (agreed maturity, new business) — SISI0.05%2022-06-01
Household deposit rate (agreed maturity, new business) — SKSK0.52%2022-06-01
Household deposit rate (agreed maturity, new business) — U2U20.31%2022-06-01
UK 2-year fixed rate savings bondGB1.09%2022-06-30
UK instant access savings rateGB0.31%2022-06-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US4.83%2022-06-30
30-year fixed rate mortgage average (PMMS)US5.70%2022-06-30
Mortgage rate (loans to households for house purchase, new business) — ATAT1.65%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.94%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.31%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — DEDE2.57%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.24%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.69%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — FIFI1.58%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.35%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — GRGR3.07%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — IEIE2.81%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — ITIT2.18%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.12%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.94%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.48%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.13%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.21%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.44%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — SISI1.94%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.83%2022-06-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.97%2022-06-01
OBMMI — 15-Year Fixed Rate ConformingUS4.86%2022-06-30
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS5.79%2022-06-30
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS5.57%2022-06-30
OBMMI — FHA 30-Year FixedUS5.59%2022-06-30
OBMMI — Jumbo 30-Year FixedUS5.34%2022-06-30
OBMMI — LTV >80, FICO <680US6.33%2022-06-30
OBMMI — LTV >80, FICO ≥740US5.72%2022-06-30
OBMMI — LTV >80, FICO 680–699US6.01%2022-06-30
OBMMI — LTV >80, FICO 700–719US5.94%2022-06-30
OBMMI — LTV >80, FICO 720–739US5.79%2022-06-30
OBMMI — LTV ≤80, FICO <680US6.06%2022-06-30
OBMMI — LTV ≤80, FICO ≥740US5.65%2022-06-30
OBMMI — LTV ≤80, FICO 680–699US5.83%2022-06-30
OBMMI — LTV ≤80, FICO 700–719US5.84%2022-06-30
OBMMI — LTV ≤80, FICO 720–739US5.78%2022-06-30
OBMMI — USDA 30-Year FixedUS5.49%2022-06-30
OBMMI — VA 30-Year FixedUS5.34%2022-06-30
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA4.74%2022-06-29
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA5.39%2022-06-29
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA6.04%2022-06-29
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.01%2022-06-29
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA2.00%2022-06-29
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA2.75%2022-06-29
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA2.95%2022-06-29
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.01%2022-06-29
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA2.45%2022-06-29
Posted rate (major chartered banks) — Prime rateCA3.70%2022-06-29
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.93%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.73%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA3.63%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.56%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.10%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.53%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA5.54%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.71%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA3.32%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.70%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.17%2022-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.42%2022-06-01
UK 2-year fixed mortgage rate (75% LTV)GB2.87%2022-06-30
UK 5-year fixed mortgage rate (75% LTV)GB2.98%2022-06-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.50%2022-06-30
Bank of England Bank RateGB1.14%2022-06-30
ECB deposit facility rateU2-0.50%2022-06-30

About this snapshot

117 series had published data by 2022-06-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.