The Rate Engine

Interest rates in November 2021

Every rate we track, as it stood on 2021-11-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2021-10 · 2021-12

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US9.09%2021-11-01

Deposit & savings rates

SeriesCountryRateAs of
FDIC national average interest checking rateUS0.03%2021-11-01
FDIC national average savings rateUS0.06%2021-11-01
Household deposit rate (agreed maturity, new business) — ATAT0.18%2021-11-01
Household deposit rate (agreed maturity, new business) — BEBE0.11%2021-11-01
Household deposit rate (agreed maturity, new business) — BGBG0.10%2021-11-01
Household deposit rate (agreed maturity, new business) — CYCY0.06%2021-11-01
Household deposit rate (agreed maturity, new business) — DEDE0.19%2021-11-01
Household deposit rate (agreed maturity, new business) — EEEE0.38%2021-11-01
Household deposit rate (agreed maturity, new business) — ESES0.06%2021-11-01
Household deposit rate (agreed maturity, new business) — FIFI0.17%2021-11-01
Household deposit rate (agreed maturity, new business) — FRFR0.56%2021-11-01
Household deposit rate (agreed maturity, new business) — GRGR0.14%2021-11-01
Household deposit rate (agreed maturity, new business) — HRHR0.09%2021-11-01
Household deposit rate (agreed maturity, new business) — IEIE0.10%2021-11-01
Household deposit rate (agreed maturity, new business) — ITIT0.70%2021-11-01
Household deposit rate (agreed maturity, new business) — LTLT0.06%2021-11-01
Household deposit rate (agreed maturity, new business) — LULU0.08%2021-11-01
Household deposit rate (agreed maturity, new business) — LVLV0.39%2021-11-01
Household deposit rate (agreed maturity, new business) — MTMT0.42%2021-11-01
Household deposit rate (agreed maturity, new business) — NLNL0.90%2021-11-01
Household deposit rate (agreed maturity, new business) — PTPT0.04%2021-11-01
Household deposit rate (agreed maturity, new business) — SISI0.16%2021-11-01
Household deposit rate (agreed maturity, new business) — SKSK0.68%2021-11-01
Household deposit rate (agreed maturity, new business) — U2U20.24%2021-11-01
UK 2-year fixed rate savings bondGB0.28%2021-11-30
UK instant access savings rateGB0.11%2021-11-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US2.42%2021-11-24
30-year fixed rate mortgage average (PMMS)US3.10%2021-11-24
Mortgage rate (loans to households for house purchase, new business) — ATAT1.21%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.48%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.12%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.32%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.07%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.44%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.78%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.12%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.78%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — IEIE2.74%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.44%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.05%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.33%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.43%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — MTMT1.97%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — NLNL1.65%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — PTPT0.86%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — SISI1.66%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — SKSK0.93%2021-11-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.32%2021-11-01
OBMMI — 15-Year Fixed Rate ConformingUS2.52%2021-11-30
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS3.27%2021-11-30
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS3.09%2021-11-30
OBMMI — FHA 30-Year FixedUS3.38%2021-11-30
OBMMI — Jumbo 30-Year FixedUS3.24%2021-11-30
OBMMI — LTV >80, FICO <680US3.71%2021-11-30
OBMMI — LTV >80, FICO ≥740US3.22%2021-11-30
OBMMI — LTV >80, FICO 680–699US3.40%2021-11-30
OBMMI — LTV >80, FICO 700–719US3.38%2021-11-30
OBMMI — LTV >80, FICO 720–739US3.31%2021-11-30
OBMMI — LTV ≤80, FICO <680US3.53%2021-11-30
OBMMI — LTV ≤80, FICO ≥740US3.14%2021-11-30
OBMMI — LTV ≤80, FICO 680–699US3.37%2021-11-30
OBMMI — LTV ≤80, FICO 700–719US3.29%2021-11-30
OBMMI — LTV ≤80, FICO 720–739US3.21%2021-11-30
OBMMI — USDA 30-Year FixedUS3.21%2021-11-30
OBMMI — VA 30-Year FixedUS2.96%2021-11-30
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA2.79%2021-11-24
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.49%2021-11-24
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA4.79%2021-11-24
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.01%2021-11-24
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA0.25%2021-11-24
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA0.60%2021-11-24
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.00%2021-11-24
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.01%2021-11-24
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA0.70%2021-11-24
Posted rate (major chartered banks) — Prime rateCA2.45%2021-11-24
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.55%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA2.58%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA2.22%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA2.23%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA1.46%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA2.17%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA4.81%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA2.91%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA2.29%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA2.35%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA1.46%2021-11-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA1.95%2021-11-01
UK 2-year fixed mortgage rate (75% LTV)GB1.53%2021-11-30
UK 5-year fixed mortgage rate (75% LTV)GB1.38%2021-11-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA0.25%2021-11-30
Bank of England Bank RateGB0.10%2021-11-30
ECB deposit facility rateU2-0.50%2021-11-30

About this snapshot

117 series had published data by 2021-11-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.