The Rate Engine

Interest rates in June 2019

Every rate we track, as it stood on 2019-06-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2019-05 · 2019-07

auto

card

consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US10.63%2019-05-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.29%2019-06-01
Household deposit rate (agreed maturity, new business) — BEBE0.36%2019-06-01
Household deposit rate (agreed maturity, new business) — BGBG0.16%2019-06-01
Household deposit rate (agreed maturity, new business) — CYCY0.36%2019-06-01
Household deposit rate (agreed maturity, new business) — DEDE0.22%2019-06-01
Household deposit rate (agreed maturity, new business) — EEEE0.75%2019-06-01
Household deposit rate (agreed maturity, new business) — ESES0.05%2019-06-01
Household deposit rate (agreed maturity, new business) — FIFI0.33%2019-06-01
Household deposit rate (agreed maturity, new business) — FRFR1.10%2019-06-01
Household deposit rate (agreed maturity, new business) — GRGR0.55%2019-06-01
Household deposit rate (agreed maturity, new business) — HRHR0.13%2019-06-01
Household deposit rate (agreed maturity, new business) — IEIE0.04%2019-06-01
Household deposit rate (agreed maturity, new business) — ITIT0.99%2019-06-01
Household deposit rate (agreed maturity, new business) — LTLT0.23%2019-06-01
Household deposit rate (agreed maturity, new business) — LULU0.31%2019-06-01
Household deposit rate (agreed maturity, new business) — LVLV0.84%2019-06-01
Household deposit rate (agreed maturity, new business) — MTMT0.69%2019-06-01
Household deposit rate (agreed maturity, new business) — NLNL1.33%2019-06-01
Household deposit rate (agreed maturity, new business) — PTPT0.12%2019-06-01
Household deposit rate (agreed maturity, new business) — SISI0.23%2019-06-01
Household deposit rate (agreed maturity, new business) — SKSK0.83%2019-06-01
Household deposit rate (agreed maturity, new business) — U2U20.36%2019-06-01
UK 2-year fixed rate savings bondGB1.03%2019-06-30
UK instant access savings rateGB0.44%2019-06-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US3.16%2019-06-27
30-year fixed rate mortgage average (PMMS)US3.73%2019-06-27
Mortgage rate (loans to households for house purchase, new business) — ATAT1.67%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.80%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.09%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.58%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.62%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — ESES2.08%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.79%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.39%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — GRGR3.19%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — IEIE2.97%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.77%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.44%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.57%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.58%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.69%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.30%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.64%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.43%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.48%2019-06-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.68%2019-06-01
OBMMI — 15-Year Fixed Rate ConformingUS3.32%2019-06-28
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.03%2019-06-28
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS3.81%2019-06-28
OBMMI — FHA 30-Year FixedUS4.11%2019-06-28
OBMMI — Jumbo 30-Year FixedUS4.11%2019-06-28
OBMMI — LTV >80, FICO <680US4.64%2019-06-28
OBMMI — LTV >80, FICO ≥740US3.96%2019-06-28
OBMMI — LTV >80, FICO 680–699US4.27%2019-06-28
OBMMI — LTV >80, FICO 700–719US4.15%2019-06-28
OBMMI — LTV >80, FICO 720–739US4.04%2019-06-28
OBMMI — LTV ≤80, FICO <680US4.43%2019-06-28
OBMMI — LTV ≤80, FICO ≥740US3.88%2019-06-28
OBMMI — LTV ≤80, FICO 680–699US4.13%2019-06-28
OBMMI — LTV ≤80, FICO 700–719US4.18%2019-06-28
OBMMI — LTV ≤80, FICO 720–739US3.99%2019-06-28
OBMMI — USDA 30-Year FixedUS3.98%2019-06-28
OBMMI — VA 30-Year FixedUS3.73%2019-06-28
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.64%2019-06-26
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA4.29%2019-06-26
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA5.34%2019-06-26
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2019-06-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA1.35%2019-06-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.80%2019-06-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.90%2019-06-26
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2019-06-26
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.45%2019-06-26
Posted rate (major chartered banks) — Prime rateCA3.95%2019-06-26
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.67%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.37%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA2.94%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.08%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.99%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.33%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA5.33%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.40%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA2.96%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.12%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.67%2019-06-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.26%2019-06-01
UK 2-year fixed mortgage rate (75% LTV)GB1.64%2019-06-30
UK 5-year fixed mortgage rate (75% LTV)GB1.77%2019-06-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.75%2019-06-28
Bank of England Bank RateGB0.75%2019-06-30
ECB deposit facility rateU2-0.40%2019-06-30

About this snapshot

115 series had published data by 2019-06-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.