The Rate Engine

Interest rates in April 2019

Every rate we track, as it stood on 2019-04-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2019-03 · 2019-05

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US10.36%2019-02-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.28%2019-04-01
Household deposit rate (agreed maturity, new business) — BEBE0.36%2019-04-01
Household deposit rate (agreed maturity, new business) — BGBG0.18%2019-04-01
Household deposit rate (agreed maturity, new business) — CYCY0.36%2019-04-01
Household deposit rate (agreed maturity, new business) — DEDE0.35%2019-04-01
Household deposit rate (agreed maturity, new business) — EEEE0.68%2019-04-01
Household deposit rate (agreed maturity, new business) — ESES0.05%2019-04-01
Household deposit rate (agreed maturity, new business) — FIFI0.21%2019-04-01
Household deposit rate (agreed maturity, new business) — FRFR0.99%2019-04-01
Household deposit rate (agreed maturity, new business) — GRGR0.60%2019-04-01
Household deposit rate (agreed maturity, new business) — HRHR0.16%2019-04-01
Household deposit rate (agreed maturity, new business) — IEIE0.04%2019-04-01
Household deposit rate (agreed maturity, new business) — ITIT0.91%2019-04-01
Household deposit rate (agreed maturity, new business) — LTLT0.26%2019-04-01
Household deposit rate (agreed maturity, new business) — LULU0.17%2019-04-01
Household deposit rate (agreed maturity, new business) — LVLV0.86%2019-04-01
Household deposit rate (agreed maturity, new business) — MTMT0.65%2019-04-01
Household deposit rate (agreed maturity, new business) — NLNL1.31%2019-04-01
Household deposit rate (agreed maturity, new business) — PTPT0.14%2019-04-01
Household deposit rate (agreed maturity, new business) — SISI0.26%2019-04-01
Household deposit rate (agreed maturity, new business) — SKSK1.11%2019-04-01
Household deposit rate (agreed maturity, new business) — U2U20.37%2019-04-01
UK 2-year fixed rate savings bondGB0.99%2019-04-30
UK instant access savings rateGB0.45%2019-04-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US3.64%2019-04-25
30-year fixed rate mortgage average (PMMS)US4.20%2019-04-25
Mortgage rate (loans to households for house purchase, new business) — ATAT1.71%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.84%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.05%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.68%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.60%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — ESES2.14%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.83%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.49%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — GRGR3.12%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.00%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.86%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.52%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.62%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.91%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.68%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.37%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.62%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.45%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.49%2019-04-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.76%2019-04-01
OBMMI — 15-Year Fixed Rate ConformingUS3.77%2019-04-30
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.46%2019-04-30
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS4.31%2019-04-30
OBMMI — FHA 30-Year FixedUS4.64%2019-04-30
OBMMI — Jumbo 30-Year FixedUS4.45%2019-04-30
OBMMI — LTV >80, FICO <680US4.98%2019-04-30
OBMMI — LTV >80, FICO ≥740US4.39%2019-04-30
OBMMI — LTV >80, FICO 680–699US4.56%2019-04-30
OBMMI — LTV >80, FICO 700–719US4.56%2019-04-30
OBMMI — LTV >80, FICO 720–739US4.49%2019-04-30
OBMMI — LTV ≤80, FICO <680US4.82%2019-04-30
OBMMI — LTV ≤80, FICO ≥740US4.33%2019-04-30
OBMMI — LTV ≤80, FICO 680–699US4.59%2019-04-30
OBMMI — LTV ≤80, FICO 700–719US4.53%2019-04-30
OBMMI — LTV ≤80, FICO 720–739US4.39%2019-04-30
OBMMI — USDA 30-Year FixedUS4.46%2019-04-30
OBMMI — VA 30-Year FixedUS4.31%2019-04-30
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.64%2019-04-24
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA4.29%2019-04-24
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA5.34%2019-04-24
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2019-04-24
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA1.35%2019-04-24
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.55%2019-04-24
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA2.20%2019-04-24
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2019-04-24
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.45%2019-04-24
Posted rate (major chartered banks) — Prime rateCA3.95%2019-04-24
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.56%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.33%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA3.23%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.36%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.81%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.58%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA5.16%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.42%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA3.24%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.40%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.63%2019-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.51%2019-04-01
UK 2-year fixed mortgage rate (75% LTV)GB1.66%2019-04-30
UK 5-year fixed mortgage rate (75% LTV)GB1.79%2019-04-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.75%2019-04-30
Bank of England Bank RateGB0.75%2019-04-30
ECB deposit facility rateU2-0.40%2019-04-30

About this snapshot

115 series had published data by 2019-04-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.