Interest rates in September 2018

Every rate we track, as it stood on 2018-09-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

← 2018-08 · 2018-10 →

auto

Series	Country	Rate	As of
US new car loan rate, 48-month (commercial banks)	US	5.05%	2018-08-01
US new car loan rate, 60-month (commercial banks)	US	4.96%	2018-08-01
US new car loan rate, 72-month (commercial banks)	US	5.19%	2018-08-01

card

Series	Country	Rate	As of
US credit card interest rate, accounts assessed interest	US	16.46%	2018-08-01
US credit card interest rate, all accounts	US	14.38%	2018-08-01

consumer-credit

Series	Country	Rate	As of
US personal loan rate, 24-month (commercial banks)	US	10.08%	2018-08-01

Deposit & savings rates

Series	Country	Rate	As of
Household deposit rate (agreed maturity, new business) — AT	AT	0.27%	2018-09-01
Household deposit rate (agreed maturity, new business) — BE	BE	0.29%	2018-09-01
Household deposit rate (agreed maturity, new business) — BG	BG	0.18%	2018-09-01
Household deposit rate (agreed maturity, new business) — CY	CY	0.63%	2018-09-01
Household deposit rate (agreed maturity, new business) — DE	DE	0.35%	2018-09-01
Household deposit rate (agreed maturity, new business) — EE	EE	0.74%	2018-09-01
Household deposit rate (agreed maturity, new business) — ES	ES	0.05%	2018-09-01
Household deposit rate (agreed maturity, new business) — FI	FI	0.24%	2018-09-01
Household deposit rate (agreed maturity, new business) — FR	FR	0.88%	2018-09-01
Household deposit rate (agreed maturity, new business) — GR	GR	0.60%	2018-09-01
Household deposit rate (agreed maturity, new business) — HR	HR	0.19%	2018-09-01
Household deposit rate (agreed maturity, new business) — IE	IE	0.04%	2018-09-01
Household deposit rate (agreed maturity, new business) — IT	IT	0.64%	2018-09-01
Household deposit rate (agreed maturity, new business) — LT	LT	0.30%	2018-09-01
Household deposit rate (agreed maturity, new business) — LU	LU	0.19%	2018-09-01
Household deposit rate (agreed maturity, new business) — LV	LV	0.93%	2018-09-01
Household deposit rate (agreed maturity, new business) — MT	MT	0.77%	2018-09-01
Household deposit rate (agreed maturity, new business) — NL	NL	1.42%	2018-09-01
Household deposit rate (agreed maturity, new business) — PT	PT	0.16%	2018-09-01
Household deposit rate (agreed maturity, new business) — SI	SI	0.24%	2018-09-01
Household deposit rate (agreed maturity, new business) — SK	SK	0.93%	2018-09-01
Household deposit rate (agreed maturity, new business) — U2	U2	0.33%	2018-09-01
UK 2-year fixed rate savings bond	GB	0.87%	2018-09-30
UK instant access savings rate	GB	0.27%	2018-09-30

Government bond yields

Series	Country	Rate	As of
Euro area AAA government bond yield — 10-year spot	U2	0.51%	2018-09-28
Government of Canada benchmark bond yield — Benchmark bond yield: 10 year	CA	2.42%	2018-09-28
Government of Canada benchmark bond yield — Benchmark bond yield: 2 year	CA	2.21%	2018-09-28
Government of Canada benchmark bond yield — Benchmark bond yield: 3 year	CA	2.24%	2018-09-28
Government of Canada benchmark bond yield — Benchmark bond yield: 5 year	CA	2.33%	2018-09-28
Government of Canada benchmark bond yield — Benchmark bond yield: 7 year	CA	2.36%	2018-09-28
Government of Canada benchmark bond yield — Benchmark bond yield: long-term	CA	2.41%	2018-09-28
Government of Canada benchmark bond yield — Real Return Bonds yield: long-term	CA	0.67%	2018-09-28
U.S. Treasury par yield — 1-month	US	2.12%	2018-09-28
U.S. Treasury par yield — 1-year	US	2.59%	2018-09-28
U.S. Treasury par yield — 10-year	US	3.05%	2018-09-28
U.S. Treasury par yield — 2-year	US	2.81%	2018-09-28
U.S. Treasury par yield — 20-year	US	3.13%	2018-09-28
U.S. Treasury par yield — 3-month	US	2.19%	2018-09-28
U.S. Treasury par yield — 3-year	US	2.88%	2018-09-28
U.S. Treasury par yield — 30-year	US	3.19%	2018-09-28
U.S. Treasury par yield — 5-year	US	2.94%	2018-09-28
U.S. Treasury par yield — 6-month	US	2.36%	2018-09-28
U.S. Treasury par yield — 7-year	US	3.01%	2018-09-28

Mortgage rates

Series	Country	Rate	As of
15-year fixed rate mortgage average (PMMS)	US	4.16%	2018-09-27
30-year fixed rate mortgage average (PMMS)	US	4.72%	2018-09-27
Mortgage rate (loans to households for house purchase, new business) — AT	AT	1.80%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — BE	BE	1.80%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — CY	CY	2.35%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — DE	DE	1.86%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — EE	EE	2.59%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — ES	ES	1.94%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — FI	FI	0.88%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — FR	FR	1.51%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — GR	GR	2.98%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — IE	IE	2.98%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — IT	IT	1.79%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — LT	LT	2.35%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — LU	LU	1.76%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — LV	LV	2.70%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — MT	MT	2.63%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — NL	NL	2.41%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — PT	PT	1.36%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — SI	SI	2.42%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — SK	SK	1.50%	2018-09-01
Mortgage rate (loans to households for house purchase, new business) — U2	U2	1.79%	2018-09-01
OBMMI — 15-Year Fixed Rate Conforming	US	4.38%	2018-09-28
OBMMI — 30-Year Fixed Rate Conforming Mortgage Index	US	4.98%	2018-09-28
OBMMI — 30-Year Fixed Rate Conforming, Non-Adjusted	US	4.81%	2018-09-28
OBMMI — FHA 30-Year Fixed	US	5.09%	2018-09-28
OBMMI — Jumbo 30-Year Fixed	US	4.80%	2018-09-28
OBMMI — LTV >80, FICO <680	US	5.43%	2018-09-28
OBMMI — LTV >80, FICO ≥740	US	4.92%	2018-09-28
OBMMI — LTV >80, FICO 680–699	US	5.16%	2018-09-28
OBMMI — LTV >80, FICO 700–719	US	5.07%	2018-09-28
OBMMI — LTV >80, FICO 720–739	US	4.96%	2018-09-28
OBMMI — LTV ≤80, FICO <680	US	5.36%	2018-09-28
OBMMI — LTV ≤80, FICO ≥740	US	4.84%	2018-09-28
OBMMI — LTV ≤80, FICO 680–699	US	5.05%	2018-09-28
OBMMI — LTV ≤80, FICO 700–719	US	5.07%	2018-09-28
OBMMI — LTV ≤80, FICO 720–739	US	4.92%	2018-09-28
OBMMI — USDA 30-Year Fixed	US	4.97%	2018-09-28
OBMMI — VA 30-Year Fixed	US	4.88%	2018-09-28
Posted rate (major chartered banks) — Conventional mortgage: 1-year	CA	3.49%	2018-09-26
Posted rate (major chartered banks) — Conventional mortgage: 3-year	CA	4.30%	2018-09-26
Posted rate (major chartered banks) — Conventional mortgage: 5-year	CA	5.34%	2018-09-26
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)	CA	0.05%	2018-09-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-year	CA	1.08%	2018-09-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-year	CA	1.40%	2018-09-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-year	CA	1.60%	2018-09-26
Posted rate (major chartered banks) — Non-chequable savings deposits	CA	0.05%	2018-09-26
Posted rate (major chartered banks) — Personal deposits: 5-year fixed term	CA	1.28%	2018-09-26
Posted rate (major chartered banks) — Prime rate	CA	3.70%	2018-09-26
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 year	CA	5.92%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 years	CA	3.38%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 years	CA	3.42%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and over	CA	3.49%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rate	CA	3.12%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, Total	CA	3.60%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 year	CA	5.46%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 years	CA	3.48%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 years	CA	3.41%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and over	CA	3.63%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rate	CA	3.07%	2018-09-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, Total	CA	3.45%	2018-09-01
UK 2-year fixed mortgage rate (75% LTV)	GB	1.71%	2018-09-30
UK 5-year fixed mortgage rate (75% LTV)	GB	1.81%	2018-09-30

Central bank policy rates

Series	Country	Rate	As of
Bank of Canada target for the overnight rate	CA	1.50%	2018-09-28
Bank of England Bank Rate	GB	0.75%	2018-09-30
ECB deposit facility rate	U2	-0.40%	2018-09-30

About this snapshot

115 series had published data by 2018-09-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.