The Rate Engine

Interest rates in April 2018

Every rate we track, as it stood on 2018-04-30. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2018-03 · 2018-05

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US10.22%2018-02-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.27%2018-04-01
Household deposit rate (agreed maturity, new business) — BEBE0.40%2018-04-01
Household deposit rate (agreed maturity, new business) — BGBG0.17%2018-04-01
Household deposit rate (agreed maturity, new business) — CYCY1.07%2018-04-01
Household deposit rate (agreed maturity, new business) — DEDE0.35%2018-04-01
Household deposit rate (agreed maturity, new business) — EEEE0.63%2018-04-01
Household deposit rate (agreed maturity, new business) — ESES0.07%2018-04-01
Household deposit rate (agreed maturity, new business) — FIFI0.33%2018-04-01
Household deposit rate (agreed maturity, new business) — FRFR0.85%2018-04-01
Household deposit rate (agreed maturity, new business) — GRGR0.61%2018-04-01
Household deposit rate (agreed maturity, new business) — HRHR0.26%2018-04-01
Household deposit rate (agreed maturity, new business) — IEIE0.06%2018-04-01
Household deposit rate (agreed maturity, new business) — ITIT0.64%2018-04-01
Household deposit rate (agreed maturity, new business) — LTLT0.30%2018-04-01
Household deposit rate (agreed maturity, new business) — LULU0.12%2018-04-01
Household deposit rate (agreed maturity, new business) — LVLV0.82%2018-04-01
Household deposit rate (agreed maturity, new business) — MTMT0.85%2018-04-01
Household deposit rate (agreed maturity, new business) — NLNL1.45%2018-04-01
Household deposit rate (agreed maturity, new business) — PTPT0.18%2018-04-01
Household deposit rate (agreed maturity, new business) — SISI0.28%2018-04-01
Household deposit rate (agreed maturity, new business) — SKSK0.84%2018-04-01
Household deposit rate (agreed maturity, new business) — U2U20.37%2018-04-01
UK 2-year fixed rate savings bondGB0.78%2018-04-30
UK instant access savings rateGB0.20%2018-04-30

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US4.02%2018-04-26
30-year fixed rate mortgage average (PMMS)US4.58%2018-04-26
Mortgage rate (loans to households for house purchase, new business) — ATAT1.77%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — BEBE1.98%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.46%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.89%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.41%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.95%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — FIFI0.90%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.57%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.85%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — IEIE2.91%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — ITIT1.83%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.35%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.78%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.78%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.61%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.40%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.47%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.41%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.64%2018-04-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.83%2018-04-01
OBMMI — 15-Year Fixed Rate ConformingUS4.21%2018-04-30
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.83%2018-04-30
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS4.68%2018-04-30
OBMMI — FHA 30-Year FixedUS4.96%2018-04-30
OBMMI — Jumbo 30-Year FixedUS4.65%2018-04-30
OBMMI — LTV >80, FICO <680US5.24%2018-04-30
OBMMI — LTV >80, FICO ≥740US4.77%2018-04-30
OBMMI — LTV >80, FICO 680–699US5.00%2018-04-30
OBMMI — LTV >80, FICO 700–719US4.90%2018-04-30
OBMMI — LTV >80, FICO 720–739US4.86%2018-04-30
OBMMI — LTV ≤80, FICO <680US5.12%2018-04-30
OBMMI — LTV ≤80, FICO ≥740US4.72%2018-04-30
OBMMI — LTV ≤80, FICO 680–699US4.97%2018-04-30
OBMMI — LTV ≤80, FICO 700–719US4.83%2018-04-30
OBMMI — LTV ≤80, FICO 720–739US4.80%2018-04-30
OBMMI — USDA 30-Year FixedUS4.86%2018-04-30
OBMMI — VA 30-Year FixedUS4.71%2018-04-30
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.34%2018-04-25
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA4.15%2018-04-25
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA5.14%2018-04-25
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2018-04-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA0.73%2018-04-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.35%2018-04-25
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.60%2018-04-25
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2018-04-25
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA1.05%2018-04-25
Posted rate (major chartered banks) — Prime rateCA3.45%2018-04-25
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.97%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA3.28%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA3.28%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA3.36%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA3.21%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA3.55%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA5.49%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA3.29%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA3.28%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA3.43%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA3.13%2018-04-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA3.40%2018-04-01
UK 2-year fixed mortgage rate (75% LTV)GB1.72%2018-04-30
UK 5-year fixed mortgage rate (75% LTV)GB1.81%2018-04-30

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA1.25%2018-04-30
Bank of England Bank RateGB0.50%2018-04-30
ECB deposit facility rateU2-0.40%2018-04-30

About this snapshot

115 series had published data by 2018-04-30. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.