The Rate Engine

Interest rates in July 2017

Every rate we track, as it stood on 2017-07-31. Figures are the most recent observation published at or before that date — never interpolated, so a value dated earlier means that was genuinely the latest number available at the time.

2017-06 · 2017-08

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consumer-credit

SeriesCountryRateAs of
US personal loan rate, 24-month (commercial banks)US10.13%2017-05-01

Deposit & savings rates

SeriesCountryRateAs of
Household deposit rate (agreed maturity, new business) — ATAT0.30%2017-07-01
Household deposit rate (agreed maturity, new business) — BEBE0.40%2017-07-01
Household deposit rate (agreed maturity, new business) — BGBG0.20%2017-07-01
Household deposit rate (agreed maturity, new business) — CYCY1.28%2017-07-01
Household deposit rate (agreed maturity, new business) — DEDE0.24%2017-07-01
Household deposit rate (agreed maturity, new business) — EEEE0.65%2017-07-01
Household deposit rate (agreed maturity, new business) — ESES0.11%2017-07-01
Household deposit rate (agreed maturity, new business) — FIFI0.42%2017-07-01
Household deposit rate (agreed maturity, new business) — FRFR0.96%2017-07-01
Household deposit rate (agreed maturity, new business) — GRGR1.84%2014-11-01
Household deposit rate (agreed maturity, new business) — HRHR0.43%2017-07-01
Household deposit rate (agreed maturity, new business) — IEIE0.08%2017-07-01
Household deposit rate (agreed maturity, new business) — ITIT0.95%2017-07-01
Household deposit rate (agreed maturity, new business) — LTLT0.30%2017-07-01
Household deposit rate (agreed maturity, new business) — LULU0.20%2017-07-01
Household deposit rate (agreed maturity, new business) — LVLV0.57%2017-07-01
Household deposit rate (agreed maturity, new business) — MTMT0.68%2017-07-01
Household deposit rate (agreed maturity, new business) — NLNL1.46%2017-07-01
Household deposit rate (agreed maturity, new business) — PTPT0.27%2017-07-01
Household deposit rate (agreed maturity, new business) — SISI0.19%2017-07-01
Household deposit rate (agreed maturity, new business) — SKSK0.63%2017-07-01
Household deposit rate (agreed maturity, new business) — U2U20.40%2017-07-01
UK 2-year fixed rate savings bondGB0.79%2017-07-31
UK instant access savings rateGB0.14%2017-07-31

Government bond yields

Mortgage rates

SeriesCountryRateAs of
15-year fixed rate mortgage average (PMMS)US3.20%2017-07-27
30-year fixed rate mortgage average (PMMS)US3.92%2017-07-27
Mortgage rate (loans to households for house purchase, new business) — ATAT1.86%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — BEBE2.13%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — CYCY2.78%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — DEDE1.82%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — EEEE2.48%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — ESES1.91%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — FIFI1.05%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — FRFR1.62%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — GRGR2.65%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — IEIE3.23%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — ITIT2.07%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — LTLT2.11%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — LULU1.77%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — LVLV2.59%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — MTMT2.78%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — NLNL2.44%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — PTPT1.59%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — SISI2.35%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — SKSK1.88%2017-07-01
Mortgage rate (loans to households for house purchase, new business) — U2U21.88%2017-07-01
OBMMI — 15-Year Fixed Rate ConformingUS3.40%2017-07-31
OBMMI — 30-Year Fixed Rate Conforming Mortgage IndexUS4.24%2017-07-31
OBMMI — 30-Year Fixed Rate Conforming, Non-AdjustedUS4.09%2017-07-31
OBMMI — FHA 30-Year FixedUS4.23%2017-07-31
OBMMI — Jumbo 30-Year FixedUS4.09%2017-07-31
OBMMI — LTV >80, FICO <680US4.64%2017-07-31
OBMMI — LTV >80, FICO ≥740US4.16%2017-07-31
OBMMI — LTV >80, FICO 680–699US4.46%2017-07-31
OBMMI — LTV >80, FICO 700–719US4.36%2017-07-31
OBMMI — LTV >80, FICO 720–739US4.26%2017-07-31
OBMMI — LTV ≤80, FICO <680US4.51%2017-07-31
OBMMI — LTV ≤80, FICO ≥740US4.11%2017-07-31
OBMMI — LTV ≤80, FICO 680–699US4.38%2017-07-31
OBMMI — LTV ≤80, FICO 700–719US4.26%2017-07-31
OBMMI — LTV ≤80, FICO 720–739US4.22%2017-07-31
OBMMI — USDA 30-Year FixedUS4.10%2017-07-31
OBMMI — VA 30-Year FixedUS3.98%2017-07-31
Posted rate (major chartered banks) — Conventional mortgage: 1-yearCA3.14%2017-07-26
Posted rate (major chartered banks) — Conventional mortgage: 3-yearCA3.39%2017-07-26
Posted rate (major chartered banks) — Conventional mortgage: 5-yearCA4.84%2017-07-26
Posted rate (major chartered banks) — Daily interest savings (balances over $100,000)CA0.05%2017-07-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 1-yearCA0.73%2017-07-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 3-yearCA1.35%2017-07-26
Posted rate (major chartered banks) — Guaranteed investment certificates: 5-yearCA1.60%2017-07-26
Posted rate (major chartered banks) — Non-chequable savings depositsCA0.05%2017-07-26
Posted rate (major chartered banks) — Personal deposits: 5-year fixed termCA0.95%2017-07-26
Posted rate (major chartered banks) — Prime rateCA2.95%2017-07-26
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, <1 yearCA5.66%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 1 to <3 yearsCA2.60%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 3 to <5 yearsCA2.50%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Fixed rate, 5 years and overCA2.64%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, insured Variable rateCA2.75%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, insured, TotalCA2.84%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, <1 yearCA5.01%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 1 to <3 yearsCA2.68%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 3 to <5 yearsCA2.52%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Fixed rate, 5 years and overCA2.67%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured Variable rateCA2.71%2017-07-01
Rate actually charged on new mortgage lending — Residential mortgages, uninsured, TotalCA2.72%2017-07-01
UK 2-year fixed mortgage rate (75% LTV)GB1.41%2017-07-31
UK 5-year fixed mortgage rate (75% LTV)GB1.81%2017-07-31

Central bank policy rates

SeriesCountryRateAs of
Bank of Canada target for the overnight rateCA0.75%2017-07-31
Bank of England Bank RateGB0.25%2017-07-31
ECB deposit facility rateU2-0.40%2017-07-31

About this snapshot

115 series had published data by 2017-07-31. Where the “as of” column shows an earlier date, that series had not published again by the snapshot date — monthly and quarterly statistics routinely lag by weeks or months, and we show the real observation date rather than restating an old figure as if it were new.